C000028828 Fees and Costs — AB International Value Portfolio, Class A
Data updated: 2026-08-26
The net expense ratio is 0.92%: a 0.75% management fee plus 0.17% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $86K in broker commissions, 0.0291% of average net assets, and portfolio turnover was 48%.
C000028828 Fees and Expenses
Annual operating expenses and sales charges of C000028828. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.75% |
| 12b-1 fee | — |
| Other expenses | 0.17% |
| Gross expense ratio | 0.92% |
| Fee waiver | — |
| Net expense ratio | 0.92% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000028828 Costs Over Time
On $10,000 invested in C000028828, assuming 5% a year before costs, total costs come to $594 over 5 years, cutting the return by 1.00% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.92%) | $97 | $302 | $523 |
| Trading costs (broker commissions) | $3 | $10 | $17 |
| Lost growth on money paid in costs | $0 | $15 | $54 |
| Total costs | $100 | $326 | $594 |
| Value after costs | $10,400 | $11,250 | $12,169 |
| Impact on return, per year | 1.00% | 1.00% | 1.00% |
C000028828 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0291%
- Total broker commissions: $86K
- Bought from dealers (principal trades, not a cost): $229.5M
- Portfolio turnover (prospectus): 48%
- Securities on loan, average value: $15.6M
- Net income from securities lending: $38K (0.013% of average net assets)
C000028828 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Goldman Sachs & Co. LLC | $14K | 19.88% |
| J.P. Morgan Securities LLC | $11K | 15.37% |
| BofA Securities, Inc. | $9K | 11.81% |
| Jefferies LLC | $8K | 11.64% |
| UBS Securities LLC | $8K | 10.82% |
| Morgan Stanley & Co. LLC | $7K | 9.35% |
| BNP Paribas Securities Corp. | $6K | 7.94% |
| RBC Capital Markets, LLC | $4K | 5.39% |
| TD Securities (USA) LLC | $3K | 4.33% |
| Barclays Capital Inc. | $3K | 3.46% |
C000028828 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $223.3M | 100.00% |
AB International Value Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000028828 | Class A | 0.92% | — |
| C000028829 | Class B | 1.17% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.