C000028182 Fees and Costs — Pioneer Fund VCT Portfolio, : Class I
Data updated: 2025-03-14
The net expense ratio is 0.80%: a 0.65% management fee plus 0.15% other expenses. There are no sales loads or redemption fees. In fiscal 2024 the fund paid $36K in broker commissions, 0.0243% of average net assets, and portfolio turnover was 64%.
C000028182 Fees and Expenses
Annual operating expenses and sales charges of C000028182. Prospectus, as of April 30, 2024.
| Annual operating expenses | |
|---|---|
| Management fee | 0.65% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.15% |
| Gross expense ratio | 0.80% |
| Fee waiver | — |
| Net expense ratio | 0.80% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000028182 Costs Over Time
On $10,000 invested in C000028182, assuming 5% a year before costs, total costs come to $517 over 5 years, cutting the return by 0.87% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.80%) | $84 | $263 | $456 |
| Trading costs (broker commissions) | $3 | $8 | $14 |
| Lost growth on money paid in costs | $0 | $13 | $47 |
| Total costs | $87 | $284 | $517 |
| Value after costs | $10,413 | $11,292 | $12,245 |
| Impact on return, per year | 0.87% | 0.87% | 0.87% |
C000028182 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2024.
- Explicit cost rate (commissions ÷ average net assets): 0.0243%
- Total broker commissions: $36K
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 64%
- Securities lending: none during the year
C000028182 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| INSTINET, LLC | $8K | 29.65% |
| PIPER SANDLER & CO. | $4K | 17.15% |
| PERSHING LLC | $3K | 12.09% |
| Merrill Lynch, Pierce, Fenner & Smith Incorporated | $3K | 10.38% |
| SG AMERICAS SECURITIES LLC | $2K | 7.08% |
| GOLDMAN SACHS & CO. LLC | $1K | 5.52% |
| NATIONAL FINANCIAL SERVICES LLC | $1K | 4.99% |
| KEEFE, BRUYETTE & WOODS, INC. | $1K | 4.61% |
| JONESTRADING INSTITUTIONAL SERVICES LLC | $1K | 4.44% |
| RBC CAPITAL MARKETS, LLC | $1K | 4.08% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.