C000025829 Fees and Costs — NYLI VP PineStone International Equity Portfolio, Service Class
Data updated: 2026-08-24
The net expense ratio is 1.11%: a 0.80% management fee, a 0.25% 12b-1 fee plus 0.06% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $87K in broker commissions, 0.0201% of average net assets, and portfolio turnover was 12%.
C000025829 Fees and Expenses
Annual operating expenses and sales charges of C000025829. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.80% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.06% |
| Gross expense ratio | 1.11% |
| Fee waiver | — |
| Net expense ratio | 1.11% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000025829 Costs Over Time
On $10,000 invested in C000025829, assuming 5% a year before costs, total costs come to $705 over 5 years, cutting the return by 1.19% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.11%) | $117 | $363 | $629 |
| Trading costs (broker commissions) | $2 | $7 | $11 |
| Lost growth on money paid in costs | $0 | $18 | $65 |
| Total costs | $119 | $388 | $705 |
| Value after costs | $10,381 | $11,188 | $12,058 |
| Impact on return, per year | 1.19% | 1.19% | 1.19% |
C000025829 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0201%
- Total broker commissions: $87K
- Bought from dealers (principal trades, not a cost): $101.5M
- Portfolio turnover (prospectus): 12%
- Securities on loan, average value: $586K
- Net income from securities lending: $6K (0.001% of average net assets)
C000025829 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Morgan Stanley & Co. LLC | $13K | 16.04% |
| Merrill Lynch, Pierce, Fenner & Smith Inc. | $12K | 14.46% |
| Goldman Sachs & Co. LLC | $11K | 14.12% |
| UBS Securities LLC | $11K | 13.49% |
| Jefferies LLC | $8K | 10.30% |
| J.P. Morgan Securities LLC | $8K | 10.28% |
| RBC Capital Markets, LLC | $6K | 7.80% |
| Mizuho Securities USA LLC | $5K | 5.75% |
| Pershing LLC | $4K | 4.75% |
| BNP Paribas Securities Corp. | $2K | 3.00% |
C000025829 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $101.5M | 100.00% |
NYLI VP PineStone International Equity Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000025828 | Initial Class | 0.86% | — |
| C000025829 | Service Class | 1.11% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.