C000025821 Fees and Costs — NYLI VP Bond Portfolio, Service Class
Data updated: 2026-08-24
The net expense ratio is 0.80%: a 0.50% management fee, a 0.25% 12b-1 fee plus 0.05% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $18K in broker commissions, 0.0032% of average net assets, and portfolio turnover was 271%.
C000025821 Fees and Expenses
Annual operating expenses and sales charges of C000025821. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.50% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.05% |
| Gross expense ratio | 0.80% |
| Fee waiver | — |
| Net expense ratio | 0.80% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000025821 Costs Over Time
On $10,000 invested in C000025821, assuming 5% a year before costs, total costs come to $504 over 5 years, cutting the return by 0.84% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.80%) | $84 | $263 | $456 |
| Trading costs (broker commissions) | $0 | $1 | $2 |
| Lost growth on money paid in costs | $0 | $13 | $46 |
| Total costs | $84 | $277 | $504 |
| Value after costs | $10,416 | $11,300 | $12,258 |
| Impact on return, per year | 0.84% | 0.84% | 0.84% |
C000025821 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0032%
- Total broker commissions: $18K
- Bought from dealers (principal trades, not a cost): $3.4B
- Portfolio turnover (prospectus): 271%
- Securities on loan, average value: $48K
- Net income from securities lending: $4 (0.000% of average net assets)
C000025821 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| RBC Capital Markets, LLC | $18K | 100.00% |
C000025821 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $715.7M | 24.34% |
| Wells Fargo Securities, LLC | $558.0M | 18.98% |
| Goldman Sachs & Co. LLC | $441.8M | 15.03% |
| Morgan Stanley & Co. LLC | $205.7M | 7.00% |
| Pershing LLC | $193.2M | 6.57% |
| Citigroup Global Markets Inc. | $179.3M | 6.10% |
| BNP Paribas Securities Corp. | $171.8M | 5.85% |
| Citadel Securities LLC | $171.6M | 5.84% |
| BMO Capital Markets Corp. | $167.8M | 5.71% |
| Nomura Securities International, Inc. | $134.8M | 4.59% |
NYLI VP Bond Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000025820 | Initial Class | 0.55% | — |
| C000025821 | Service Class | 0.80% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.