C000025819 Fees and Costs — NYLI VP Income Builder Portfolio, Service Class
Data updated: 2026-08-24
The net expense ratio is 0.81% (0.88% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $142K in broker commissions, 0.0266% of average net assets, and portfolio turnover was 48%.
C000025819 Fees and Expenses
Annual operating expenses and sales charges of C000025819. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.64% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.06% |
| Gross expense ratio | 0.88% |
| Fee waiver | −0.07% |
| Net expense ratio | 0.81% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000025819 Costs Over Time
On $10,000 invested in C000025819, assuming 5% a year before costs, total costs come to $525 over 5 years, cutting the return by 0.88% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.81%) | $85 | $266 | $462 |
| Trading costs (broker commissions) | $3 | $9 | $15 |
| Lost growth on money paid in costs | $0 | $14 | $48 |
| Total costs | $88 | $288 | $525 |
| Value after costs | $10,412 | $11,288 | $12,238 |
| Impact on return, per year | 0.88% | 0.88% | 0.88% |
C000025819 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0266%
- Total broker commissions: $142K
- Bought from dealers (principal trades, not a cost): $567.5M
- Portfolio turnover (prospectus): 48%
- Securities on loan, average value: $4.6M
- Net income from securities lending: $50K (0.009% of average net assets)
C000025819 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Citigroup Global Markets Inc. | $30K | 28.03% |
| Barclays Capital, Inc. | $11K | 10.75% |
| UBS Securities LLC | $11K | 10.20% |
| Jefferies LLC | $10K | 8.98% |
| J.P. Morgan Securities LLC | $9K | 8.96% |
| BNP Paribas Securities Corp. | $9K | 8.17% |
| Morgan Stanley & Co. LLC | $8K | 7.56% |
| Goldman Sachs & Co. LLC | $8K | 7.20% |
| BofA Securities, Inc. | $6K | 5.61% |
| Daiwa Capital Markets America Inc. | $5K | 4.53% |
C000025819 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $275.2M | 54.76% |
| BofA Securities, Inc. | $75.7M | 15.06% |
| Citadel Securities LLC | $35.9M | 7.14% |
| Citigroup Global Markets Inc. | $22.3M | 4.44% |
| StoneX Financial, Inc | $21.3M | 4.24% |
| Bank of Montreal | $19.0M | 3.78% |
| Nomura Securities International, Inc. | $15.6M | 3.11% |
| Pershing LLC | $13.8M | 2.74% |
| Barclays Capital, Inc. | $12.6M | 2.51% |
| Morgan Stanley & Co. LLC | $11.2M | 2.23% |
NYLI VP Income Builder Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000025818 | Initial Class | 0.56% | — |
| C000025819 | Service Class | 0.81% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.