C000025815 Fees and Costs — NYLI VP Growth Allocation Portfolio, Service Class
Data updated: 2026-08-24
The net expense ratio is 0.89%. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $224K in broker commissions, 0.0220% of average net assets, and portfolio turnover was 22%.
C000025815 Fees and Expenses
Annual operating expenses and sales charges of C000025815. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.00% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.04% |
| Gross expense ratio | 0.89% |
| Fee waiver | — |
| Net expense ratio | 0.89% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000025815 Costs Over Time
On $10,000 invested in C000025815, assuming 5% a year before costs, total costs come to $571 over 5 years, cutting the return by 0.96% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.89%) | $93 | $292 | $507 |
| Trading costs (broker commissions) | $2 | $7 | $13 |
| Lost growth on money paid in costs | $0 | $15 | $52 |
| Total costs | $96 | $314 | $571 |
| Value after costs | $10,404 | $11,262 | $12,191 |
| Impact on return, per year | 0.96% | 0.96% | 0.96% |
C000025815 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0220%
- Total broker commissions: $224K
- Bought from dealers (principal trades, not a cost): $550.3M
- Portfolio turnover (prospectus): 22%
- Securities lending: none during the year
C000025815 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Citigroup Global Markets Inc. | $184K | 82.38% |
| J.P. Morgan Securities LLC | $39K | 17.62% |
C000025815 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $466.9M | 84.85% |
| BofA Securities, Inc. | $24.1M | 4.38% |
| Jane Street Execution Services, LLC | $19.1M | 3.47% |
| Citadel Securities LLC | $18.0M | 3.26% |
| Virtu Americas LLC | $11.0M | 1.99% |
| Merrill Lynch, Pierce, Fenner & Smith Inc. | $6.1M | 1.10% |
| Susquehanna Financial Group, LLLP | $5.2M | 0.94% |
NYLI VP Growth Allocation Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000025814 | Initial Class | 0.64% | — |
| C000025815 | Service Class | 0.89% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.