MainStay VP Moderate Allocation Portfolio
Data updated: 2026-08-24
C000025813 — MainStay VP Moderate Allocation Portfolio. Alternative · $661.28M AUM · 0.83% expense ratio. Holdings, fees, performance and SEC filings.
C000025813 Fund Overview
MainStay VP Moderate Allocation Portfolio is a US mutual fund managed by Mainstay Vp Funds Trust, categorised as Alternative. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: Mainstay Vp Funds Trust
- Category: Alternative
- Assets under management: $661.28M
- 1-year return: 15.1%
- SEC CIK: 0000887340
- SEC series ID: S000009441
- Share class ID: C000025813
C000025813 Investment Objective and Strategy
MainStay VP Moderate Allocation Portfolio describes its objective and strategy as follows, from its latest prospectus filed with the SEC by Mainstay Vp Funds Trust.
Investment objective
The Portfolio seeks long-term growth of capital and, secondarily, current income.
Principal investment strategy
"The Portfolio is a ""fund of funds"" that seeks to achieve its investment objective by investing primarily in mutual funds and exchange-traded funds managed by New York Life Investment Management LLC (New York Life Investment Management) or its affiliates (the ""Underlying Portfolios/Funds""). The Portfolio will generally invest in Underlying Portfolios of NYLIM VP Funds Trust (Underlying VP Portfolios) unless an Underlying VP Portfolio in a particular asset class (or sub-asset class) is deemed by the portfolio managers to be unavailable. The Underlying Portfolios/Funds are described and offered for direct investment in separate prospectuses. The Portfolio is designed for investors with a particular risk profile as represented by the asset class allocations described below, and invests in a distinct mix of Underlying Portfolios/Funds.
The Portfolio seeks to achieve its investment objective by normally investing approximately 60% (within a range of 50% to 70%) of its assets in Underlying Equity Portfolios/Funds, and approximately 40% (within a range of 30% to 50%) of its assets in Underlying Fixed-Income Portfolios/Funds. The Portfolio may invest approximately 15% (within a range of 5% to 25%) of its assets in Underlying International Equity Portfolios/Funds. New York Life Investment Management may change the asset class allocations, the Underlying Portfolios/Funds in which the Portfolio invests, or the target weighting without approval from shareholders. With respect to investments in Underlying Portfolios/Funds that invest significantly in both U.S. and non-U.S. equity securities, New York Life Investment Management will generally allocate such investments equally between Underlying U.S.
Equity Portfolios/Funds and Underlying International Equity Portfolios/Funds. New York Life Investment Management will determine each Underlying Portfolio/Funds asset class, and for Underlying Portfolios/Funds that may potentially fall into multiple asset classes, New York Life Investment Management will classify them based on certain factors, including, but not limited to, the Underlying Portfolio's/Fund's investment strategy and portfolio characteristics. The Underlying Portfolios/Funds may engage in strategies involving non-traditional asset classes (e.g., master limited partnerships), non-traditional investment strategies (e.g., non-correlated returns or short sales) or illiquid assets. New York Life Investment Management uses a two-step asset allocation process to create the Portfolio's investments.
The first step includes a strategic review of the target allocations to the equity and fixed-income asset classes and a determination of any tactical allocation adjustments to establish the portion of the Portfolio's investable portfolio (meaning the Portfolio's assets available for investment, other than working cash balances) to be invested in each asset class. The following table illustrates the Portfolio's target allocations among asset classes (the target allocations and/or actual holdings will vary from time to time as a result of the tactical allocation process, although these variations will remain within the ranges described above): U.S. Equity International Equity Total Equity Fixed-Income NYLIM VP Moderate Allocation Portfolio 45% 15% 60% 40% The second step in the Portfolio's construction process involves the actual selection of Underlying Portfolios/Funds to represent the asset classes indicated above and determination of target weightings among the Underlying Portfolios/Funds.
The Portfolio may invest in any or all of the Underlying Portfolios/Funds within an asset class, but will not normally invest in every Underlying Portfolio/Fund at one time. Selection of individual Underlying Portfolios/Funds is based on several factors, including, but not limited to, past performance and total portfolio characteristics (e.g., size, style, credit quality and duration). For cash management purposes, the Portfolio may hold a portion of its assets in U.S. government securities, cash or cash equivalents. The Portfolio also may invest in Underlying Portfolios/Funds that are money market funds. New York Life Investment Management monitors the Portfolio's investments daily to ensure that the Portfolio's actual asset class allocations among the Underlying Portfolios/Funds continue to conform to the Portfolio's target allocations over time and may periodically adjust target asset class allocations based on various quantitative and qualitative data relating to the U.S.
and international economies (including emerging markets), securities markets, and various segments within those markets. In response to adverse market or other conditions, the Portfolio may, regardless of its normal asset class allocations, temporarily hold all or a portion of its assets in U.S. government securities, money market funds, cash, or cash equivalents. In connection with the asset allocation process, the Portfolio may from time to time invest more than 25% of its assets in one Underlying Portfolio/Fund. The Portfolio may invest in derivatives, such as total return swaps, to seek to enhance returns or reduce the risk of loss by hedging certain of its holdings."
C000025813 Holdings
Top 10 holdings of MainStay VP Moderate Allocation Portfolio by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| NYLIM MacKay Core Plus Bond ETF | 13.02% |
| NYLIM U.S. Government Liquidity Fund | 9.28% |
| NYLIM US Large Cap R&D Leaders ETF | 6.84% |
| NYLIM VP Floating Rate Portfolio | 4.90% |
| NYLIM Candriam U.S. Large Cap Equity ETF | 4.50% |
| NYLIM VP Wellington Growth Portfolio | 4.25% |
| NYLIM Candriam U.S. Mid Cap Equity ETF | 4.02% |
| NYLIM VP MacKay U.S. Infrastructure Bond Portfolio | 3.52% |
| NYLIM MacKay Securitized Income ETF | 3.51% |
| NYLIM Candriam International Equity ETF | 3.50% |
C000025813 Portfolio Allocation
Asset-class allocation of MainStay VP Moderate Allocation Portfolio by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Other | 90.3% |
| Cash & Equivalents | 9.3% |
| Derivatives | 0.1% |
C000025813 Performance
Total returns for C000025813 (as of 2026-10-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | 8.3% |
| 1 year | 15.1% |
| 3 years (annualised) | 11.2% |
| 5 years (annualised) | 5.5% |
C000025813 Risk Information
Risk metrics for C000025813, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 8.3%
C000025813 Costs and Fees
C000025813 costs about $83 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.83%
- Gross expense ratio: 0.83%
- Portfolio turnover: 24%
- Brokerage commissions: 2.07 bps of average net assets (SEC N-CEN)
C000025813 Cashflows
Over the 12 months to 2026-06, MainStay VP Moderate Allocation Portfolio had net outflows of $90.98M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-06 | −$9.76M |
| 2026-05 | −$7.53M |
| 2026-04 | −$9.14M |
| 2026-03 | −$10.99M |
| 2026-02 | −$10.00M |
| 2026-01 | −$7.34M |
C000025813 Debt Constituents
No individual debt constituents are reported in MainStay VP Moderate Allocation Portfolio's latest SEC N-PORT filing.
C000025813 Prospectus and SEC Filings
Official MainStay VP Moderate Allocation Portfolio filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
- Prospectus (485BPOS) — filed 2026-04-16
- Prospectus (485BPOS) — filed 2025-04-16
- Prospectus (485BPOS) — filed 2024-04-19
- Portfolio holdings (N-PORT) — filed 2026-08-24
- Portfolio holdings (N-PORT) — filed 2026-05-26
- Portfolio holdings (N-PORT) — filed 2026-02-26
- Annual census (N-CEN) — filed 2026-03-13
- Annual census (N-CEN) — filed 2025-03-14
Related Funds
Other Alternative funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.