C000025809 Fees and Costs — NYLI VP Conservative Allocation Portfolio, Service Class
Data updated: 2026-08-24
The net expense ratio is 0.80%. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $73K in broker commissions, 0.0200% of average net assets, and portfolio turnover was 21%.
C000025809 Fees and Expenses
Annual operating expenses and sales charges of C000025809. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.00% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.05% |
| Gross expense ratio | 0.80% |
| Fee waiver | — |
| Net expense ratio | 0.80% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000025809 Costs Over Time
On $10,000 invested in C000025809, assuming 5% a year before costs, total costs come to $515 over 5 years, cutting the return by 0.86% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.80%) | $84 | $263 | $456 |
| Trading costs (broker commissions) | $2 | $7 | $11 |
| Lost growth on money paid in costs | $0 | $13 | $47 |
| Total costs | $86 | $282 | $515 |
| Value after costs | $10,414 | $11,294 | $12,248 |
| Impact on return, per year | 0.86% | 0.86% | 0.86% |
C000025809 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0200%
- Total broker commissions: $73K
- Bought from dealers (principal trades, not a cost): $218.5M
- Portfolio turnover (prospectus): 21%
- Securities lending: none during the year
C000025809 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Citigroup Global Markets Inc. | $63K | 86.71% |
| J.P. Morgan Securities LLC | $10K | 13.29% |
C000025809 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $175.6M | 80.38% |
| Jane Street Execution Services, LLC | $12.3M | 5.63% |
| Virtu Americas LLC | $11.7M | 5.37% |
| BofA Securities, Inc. | $7.7M | 3.51% |
| Citadel Securities LLC | $6.0M | 2.75% |
| Merrill Lynch, Pierce, Fenner & Smith Inc. | $2.7M | 1.25% |
| Susquehanna Financial Group, LLLP | $2.4M | 1.11% |
NYLI VP Conservative Allocation Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000025808 | Initial Class | 0.55% | — |
| C000025809 | Service Class | 0.80% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.