C000025805 Fees and Costs — NYLI VP Balanced Portfolio, Service Class
Data updated: 2026-08-24
The net expense ratio is 0.97%: a 0.65% management fee, a 0.25% 12b-1 fee plus 0.06% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $48K in broker commissions, 0.0140% of average net assets, and portfolio turnover was 180%.
C000025805 Fees and Expenses
Annual operating expenses and sales charges of C000025805. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.65% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.06% |
| Gross expense ratio | 0.97% |
| Fee waiver | — |
| Net expense ratio | 0.97% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000025805 Costs Over Time
On $10,000 invested in C000025805, assuming 5% a year before costs, total costs come to $616 over 5 years, cutting the return by 1.03% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.97%) | $102 | $318 | $551 |
| Trading costs (broker commissions) | $1 | $5 | $8 |
| Lost growth on money paid in costs | $0 | $16 | $56 |
| Total costs | $103 | $338 | $616 |
| Value after costs | $10,397 | $11,238 | $12,147 |
| Impact on return, per year | 1.03% | 1.03% | 1.03% |
C000025805 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0140%
- Total broker commissions: $48K
- Bought from dealers (principal trades, not a cost): $1.1B
- Portfolio turnover (prospectus): 180%
- Securities on loan, average value: $3.8M
- Net income from securities lending: $36K (0.010% of average net assets)
C000025805 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Citigroup Global Markets Inc. | $9K | 24.25% |
| BofA Securities, Inc. | $6K | 14.71% |
| Jefferies LLC | $4K | 10.88% |
| Morgan Stanley & Co. LLC | $4K | 9.96% |
| RBC Capital Markets, LLC | $3K | 7.73% |
| Goldman Sachs & Co. LLC | $3K | 7.73% |
| BTIG, LLC | $3K | 7.54% |
| J.P. Morgan Securities LLC | $3K | 6.45% |
| TD SECURITIES (USA) LLC | $2K | 5.50% |
| Virtu Americas LLC | $2K | 5.25% |
C000025805 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Wells Fargo Securities, LLC | $240.2M | 22.88% |
| J.P. Morgan Securities LLC | $164.0M | 15.63% |
| Goldman Sachs & Co. LLC | $132.8M | 12.65% |
| Citadel Securities LLC | $107.2M | 10.22% |
| BMO Capital Markets Corp. | $105.6M | 10.06% |
| Pershing LLC | $79.5M | 7.58% |
| Nomura Securities International, Inc. | $77.9M | 7.42% |
| BNP Paribas Securities Corp. | $57.1M | 5.44% |
| Citigroup Global Markets Inc. | $45.9M | 4.37% |
| BofA Securities, Inc. | $39.4M | 3.76% |
NYLI VP Balanced Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000025804 | Initial Class | 0.72% | — |
| C000025805 | Service Class | 0.97% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.