C000025789 Fees and Costs — NYLI VP Epoch U.S. Equity Yield Portfolio, Service Class
Data updated: 2026-08-24
The net expense ratio is 0.93%: a 0.69% management fee, a 0.25% 12b-1 fee plus 0.04% other expenses, less a 0.05% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $164K in broker commissions, 0.0179% of average net assets, and portfolio turnover was 23%.
C000025789 Fees and Expenses
Annual operating expenses and sales charges of C000025789. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.69% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.04% |
| Gross expense ratio | 0.98% |
| Fee waiver | −0.05% |
| Net expense ratio | 0.93% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000025789 Costs Over Time
On $10,000 invested in C000025789, assuming 5% a year before costs, total costs come to $594 over 5 years, cutting the return by 1.00% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.93%) | $98 | $305 | $529 |
| Trading costs (broker commissions) | $2 | $6 | $10 |
| Lost growth on money paid in costs | $0 | $15 | $54 |
| Total costs | $100 | $326 | $594 |
| Value after costs | $10,400 | $11,250 | $12,169 |
| Impact on return, per year | 1.00% | 1.00% | 1.00% |
C000025789 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0179%
- Total broker commissions: $164K
- Bought from dealers (principal trades, not a cost): $391.6M
- Portfolio turnover (prospectus): 23%
- Securities on loan, average value: $4.7M
- Net income from securities lending: $12K (0.001% of average net assets)
C000025789 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| BofA Securities, Inc. | $23K | 17.06% |
| Barclays Capital, Inc. | $19K | 14.68% |
| J.P. Morgan Securities LLC | $15K | 11.62% |
| Sanford C. Bernstein & Co., LLC | $15K | 11.51% |
| Keefe, Bruyette & Woods, Inc. | $13K | 9.59% |
| Goldman Sachs & Co. LLC | $12K | 9.01% |
| UBS Securities LLC | $12K | 8.82% |
| Citigroup Global Markets Inc. | $10K | 7.54% |
| Wells Fargo Securities, LLC | $8K | 5.70% |
| Raymond James & Associates, Inc. | $6K | 4.48% |
C000025789 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $391.6M | 100.00% |
NYLI VP Epoch U.S. Equity Yield Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000025788 | Initial Class | 0.68% | — |
| C000025789 | Service Class | 0.93% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.