C000025657 Fees and Costs — Goldman Sachs Variable Insurance Trust Equity Index Fund, Service Class
Data updated: 2023-05-25
The net expense ratio is 0.48%: a 0.30% management fee, a 0.25% 12b-1 fee plus 0.15% other expenses, less a 0.22% fee waiver. There are no sales loads or redemption fees. In fiscal 2022 the fund paid $1K in broker commissions, 0.0007% of average net assets, and portfolio turnover was 4%.
C000025657 Fees and Expenses
Annual operating expenses and sales charges of C000025657. Prospectus, as of April 30, 2022.
| Annual operating expenses | |
|---|---|
| Management fee | 0.30% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.15% |
| Gross expense ratio | 0.70% |
| Fee waiver | −0.22% |
| Net expense ratio | 0.48% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000025657 Costs Over Time
On $10,000 invested in C000025657, assuming 5% a year before costs, total costs come to $304 over 5 years, cutting the return by 0.50% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.48%) | $50 | $158 | $276 |
| Trading costs (broker commissions) | $0 | $0 | $0 |
| Lost growth on money paid in costs | $0 | $8 | $28 |
| Total costs | $50 | $166 | $304 |
| Value after costs | $10,450 | $11,410 | $12,459 |
| Impact on return, per year | 0.50% | 0.50% | 0.50% |
C000025657 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2022.
- Explicit cost rate (commissions ÷ average net assets): 0.0007%
- Total broker commissions: $1K
- Bought from dealers (principal trades, not a cost): $508K
- Portfolio turnover (prospectus): 4%
- Securities lending: none during the year
C000025657 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| INSTINET, LLC | $430 | 37.10% |
| BOFA SECURITIES, INC. | $177 | 15.27% |
| MORGAN STANLEY & CO. LLC | $86 | 7.42% |
| CABRERA CAPITAL MARKETS, LLC | $78 | 6.73% |
| J.P. Morgan Securities LLC | $75 | 6.47% |
| CREDIT SUISSE SECURITIES (USA) LLC | $70 | 6.04% |
| VIRTU AMERICAS LLC | $64 | 5.52% |
| UBS Securities LLC | $62 | 5.35% |
| CitiGroup Global Markets Inc. | $59 | 5.09% |
| LOOP CAPITAL MARKETS LLC | $58 | 5.00% |
C000025657 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $56K | 92.12% |
| BOFA SECURITIES, INC. | $5K | 7.88% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.