C000025649 Fees and Costs — Goldman Sachs Variable Insurance Trust Mid Cap Value Fund, Institutional Class
Data updated: 2026-08-26
The net expense ratio is 0.81%: a 0.77% management fee plus 0.07% other expenses, less a 0.03% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $345K in broker commissions, 0.0795% of average net assets, and portfolio turnover was 96%.
C000025649 Fees and Expenses
Annual operating expenses and sales charges of C000025649. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.77% |
| 12b-1 fee | — |
| Other expenses | 0.07% |
| Gross expense ratio | 0.84% |
| Fee waiver | −0.03% |
| Net expense ratio | 0.81% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000025649 Costs Over Time
On $10,000 invested in C000025649, assuming 5% a year before costs, total costs come to $558 over 5 years, cutting the return by 0.93% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.81%) | $85 | $266 | $461 |
| Trading costs (broker commissions) | $8 | $26 | $45 |
| Lost growth on money paid in costs | $0 | $14 | $51 |
| Total costs | $93 | $306 | $558 |
| Value after costs | $10,407 | $11,270 | $12,205 |
| Impact on return, per year | 0.93% | 0.93% | 0.93% |
C000025649 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0795%
- Total broker commissions: $345K
- Bought from dealers (principal trades, not a cost): $2.1M
- Portfolio turnover (prospectus): 96%
- Securities on loan, average value: $525K
- Net income from securities lending: $9K (0.002% of average net assets)
C000025649 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| CitiGroup Global Markets Inc. | $58K | 20.76% |
| J.P. Morgan Securities LLC | $55K | 19.73% |
| JEFFERIES LLC | $38K | 13.77% |
| MORGAN STANLEY & CO. LLC | $32K | 11.53% |
| BOFA SECURITIES, INC. | $31K | 10.95% |
| KEYBANC CAPITAL MARKETS, INC. | $24K | 8.71% |
| Robert W. Baird & Co. Incorporated | $13K | 4.72% |
| WELLS FARGO SECURITIES, LLC | $9K | 3.32% |
| CANTOR FITZGERALD & CO. | $9K | 3.26% |
| EVERCORE GROUP L.L.C. | $9K | 3.26% |
C000025649 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY & CO. LLC | $2.1M | 100.00% |
Goldman Sachs Variable Insurance Trust Mid Cap Value Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000025649 | Institutional Class | 0.81% | — |
| C000025650 | Service Class | 1.06% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.