C000025647 Fees and Costs — Goldman Sachs Variable Insurance Trust Large Cap Value Fund, Service Class
Data updated: 2026-08-26
The net expense ratio is 0.93%: a 0.72% management fee, a 0.25% 12b-1 fee plus 0.11% other expenses, less a 0.15% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $115K in broker commissions, 0.0434% of average net assets, and portfolio turnover was 81%.
C000025647 Fees and Expenses
Annual operating expenses and sales charges of C000025647. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.72% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.11% |
| Gross expense ratio | 1.08% |
| Fee waiver | −0.15% |
| Net expense ratio | 0.93% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000025647 Costs Over Time
On $10,000 invested in C000025647, assuming 5% a year before costs, total costs come to $609 over 5 years, cutting the return by 1.02% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.93%) | $98 | $305 | $529 |
| Trading costs (broker commissions) | $5 | $14 | $25 |
| Lost growth on money paid in costs | $0 | $16 | $56 |
| Total costs | $102 | $335 | $609 |
| Value after costs | $10,398 | $11,241 | $12,154 |
| Impact on return, per year | 1.02% | 1.02% | 1.02% |
C000025647 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0434%
- Total broker commissions: $115K
- Bought from dealers (principal trades, not a cost): $455K
- Portfolio turnover (prospectus): 81%
- Securities on loan, average value: $311K
- Net income from securities lending: $8K (0.003% of average net assets)
C000025647 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $25K | 23.43% |
| Stifel, Nicolaus & Company, Incorporated | $21K | 19.95% |
| CitiGroup Global Markets Inc. | $14K | 13.28% |
| MORGAN STANLEY & CO. LLC | $14K | 13.21% |
| JEFFERIES LLC | $11K | 10.34% |
| BOFA SECURITIES, INC. | $9K | 8.30% |
| WELLS FARGO SECURITIES, LLC | $4K | 3.81% |
| UBS Securities LLC | $3K | 3.29% |
| BMO CAPITAL MARKETS CORP. | $2K | 2.27% |
| BARCLAYS CAPITAL, INC. | $2K | 2.12% |
C000025647 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY & CO. LLC | $455K | 100.00% |
Goldman Sachs Variable Insurance Trust Large Cap Value Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000025646 | Institutional Class | 0.70% | — |
| C000025647 | Service Class | 0.93% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.