C000025644 Fees and Costs — Goldman Sachs Variable Insurance Trust Strategic Growth Fund, Service Class
Data updated: 2026-08-26
The net expense ratio is 0.95%: a 0.71% management fee, a 0.25% 12b-1 fee plus 0.08% other expenses, less a 0.09% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $58K in broker commissions, 0.0136% of average net assets, and portfolio turnover was 54%.
C000025644 Fees and Expenses
Annual operating expenses and sales charges of C000025644. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.71% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.08% |
| Gross expense ratio | 1.04% |
| Fee waiver | −0.09% |
| Net expense ratio | 0.95% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000025644 Costs Over Time
On $10,000 invested in C000025644, assuming 5% a year before costs, total costs come to $603 over 5 years, cutting the return by 1.01% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.95%) | $100 | $311 | $540 |
| Trading costs (broker commissions) | $1 | $4 | $8 |
| Lost growth on money paid in costs | $0 | $16 | $55 |
| Total costs | $101 | $331 | $603 |
| Value after costs | $10,399 | $11,245 | $12,160 |
| Impact on return, per year | 1.01% | 1.01% | 1.01% |
C000025644 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0136%
- Total broker commissions: $58K
- Bought from dealers (principal trades, not a cost): $769K
- Portfolio turnover (prospectus): 54%
- Securities on loan, average value: $136K
- Net income from securities lending: $4K (0.001% of average net assets)
C000025644 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| BOFA SECURITIES, INC. | $13K | 23.88% |
| J.P. Morgan Securities LLC | $12K | 21.01% |
| MORGAN STANLEY & CO. LLC | $8K | 14.42% |
| JEFFERIES LLC | $7K | 13.33% |
| CitiGroup Global Markets Inc. | $7K | 12.73% |
| BARCLAYS CAPITAL, INC. | $3K | 5.89% |
| UBS Securities LLC | $2K | 3.74% |
| MIZUHO SECURITIES (USA) INC. | $987 | 1.77% |
| PIPER SANDLER & CO. | $900 | 1.61% |
| BERNSTEIN INSTITUTIONAL SERVICES LLC | $898 | 1.61% |
C000025644 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY & CO. LLC | $769K | 100.00% |
Goldman Sachs Variable Insurance Trust Strategic Growth Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000025643 | Institutional Class | 0.70% | — |
| C000025644 | Service Class | 0.95% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.