C000025640 Fees and Costs — Goldman Sachs Variable Insurance Trust Small Cap Equity Insights Fund, Institutional Class
Data updated: 2026-08-26
The net expense ratio is 0.82%: a 0.70% management fee plus 0.18% other expenses, less a 0.06% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $24K in broker commissions, 0.0151% of average net assets, and portfolio turnover was 153%.
C000025640 Fees and Expenses
Annual operating expenses and sales charges of C000025640. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.70% |
| 12b-1 fee | — |
| Other expenses | 0.18% |
| Gross expense ratio | 0.88% |
| Fee waiver | −0.06% |
| Net expense ratio | 0.82% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000025640 Costs Over Time
On $10,000 invested in C000025640, assuming 5% a year before costs, total costs come to $524 over 5 years, cutting the return by 0.88% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.82%) | $86 | $269 | $467 |
| Trading costs (broker commissions) | $2 | $5 | $9 |
| Lost growth on money paid in costs | $0 | $14 | $48 |
| Total costs | $88 | $288 | $524 |
| Value after costs | $10,412 | $11,289 | $12,239 |
| Impact on return, per year | 0.88% | 0.88% | 0.88% |
C000025640 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0151%
- Total broker commissions: $24K
- Bought from dealers (principal trades, not a cost): $27
- Portfolio turnover (prospectus): 153%
- Securities lending: none during the year
C000025640 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY & CO. LLC | $6K | 24.52% |
| BOFA SECURITIES, INC. | $3K | 13.33% |
| JEFFERIES LLC | $3K | 12.99% |
| CitiGroup Global Markets Inc. | $3K | 12.12% |
| J.P. Morgan Securities LLC | $3K | 11.72% |
| NATIONAL FINANCIAL SERVICES LLC | $2K | 7.35% |
| BARCLAYS CAPITAL, INC. | $2K | 6.73% |
| VIRTU AMERICAS LLC | $2K | 6.51% |
| UBS Securities LLC | $823 | 3.54% |
| WELLS FARGO SECURITIES, LLC | $276 | 1.19% |
C000025640 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| JEFFERIES LLC | $27 | 100.00% |
Goldman Sachs Variable Insurance Trust Small Cap Equity Insights Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000025640 | Institutional Class | 0.82% | — |
| C000025641 | Service Class | 1.07% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.