C000025634 Fees and Costs — Goldman Sachs Variable Insurance Trust U.S. Equity Insights Fund, Service Class
Data updated: 2026-08-26
The net expense ratio is 0.77%: a 0.62% management fee, a 0.25% 12b-1 fee plus 0.09% other expenses, less a 0.19% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $9K in broker commissions, 0.0025% of average net assets, and portfolio turnover was 198%.
C000025634 Fees and Expenses
Annual operating expenses and sales charges of C000025634. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.62% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.09% |
| Gross expense ratio | 0.96% |
| Fee waiver | −0.19% |
| Net expense ratio | 0.77% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000025634 Costs Over Time
On $10,000 invested in C000025634, assuming 5% a year before costs, total costs come to $485 over 5 years, cutting the return by 0.81% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.77%) | $81 | $253 | $440 |
| Trading costs (broker commissions) | $0 | $1 | $1 |
| Lost growth on money paid in costs | $0 | $13 | $44 |
| Total costs | $81 | $266 | $485 |
| Value after costs | $10,419 | $11,310 | $12,277 |
| Impact on return, per year | 0.81% | 0.81% | 0.81% |
C000025634 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0025%
- Total broker commissions: $9K
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 198%
- Securities lending: none during the year
C000025634 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| JEFFERIES LLC | $2K | 21.74% |
| BOFA SECURITIES, INC. | $2K | 17.86% |
| NATIONAL FINANCIAL SERVICES LLC | $2K | 16.19% |
| MORGAN STANLEY & CO. LLC | $2K | 16.18% |
| J.P. Morgan Securities LLC | $987 | 10.54% |
| CitiGroup Global Markets Inc. | $722 | 7.70% |
| VIRTU AMERICAS LLC | $368 | 3.92% |
| UBS Securities LLC | $320 | 3.42% |
| BARCLAYS BANK PLC | $127 | 1.35% |
| WELLS FARGO SECURITIES, LLC | $103 | 1.10% |
Goldman Sachs Variable Insurance Trust U.S. Equity Insights Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000025633 | Institutional Class | 0.56% | — |
| C000025634 | Service Class | 0.77% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.