C000022031 Fees and Costs — SA JPMorgan MFS Core Bond Portfolio, Class 3
Data updated: 2026-09-28
The net expense ratio is 0.78%: a 0.60% management fee, a 0.25% 12b-1 fee plus 0.03% other expenses, less a 0.10% fee waiver. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $39K in broker commissions, 0.0022% of average net assets, and portfolio turnover was 33%.
C000022031 Fees and Expenses
Annual operating expenses and sales charges of C000022031. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.60% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.03% |
| Gross expense ratio | 0.88% |
| Fee waiver | −0.10% |
| Net expense ratio | 0.78% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000022031 Costs Over Time
On $10,000 invested in C000022031, assuming 5% a year before costs, total costs come to $491 over 5 years, cutting the return by 0.82% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.78%) | $82 | $256 | $445 |
| Trading costs (broker commissions) | $0 | $1 | $1 |
| Lost growth on money paid in costs | $0 | $13 | $45 |
| Total costs | $82 | $270 | $491 |
| Value after costs | $10,418 | $11,307 | $12,271 |
| Impact on return, per year | 0.82% | 0.82% | 0.82% |
C000022031 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending January 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0022%
- Total broker commissions: $39K
- Bought from dealers (principal trades, not a cost): $5.8B
- Portfolio turnover (prospectus): 33%
- Securities lending: none during the year
C000022031 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| BofA Securities, Inc. | $20K | 52.40% |
| Goldman Sachs & Co. LLC | $19K | 47.60% |
C000022031 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| UBS Securities LLC | $3.3B | 60.43% |
| State Street Bank and Trust Company | $855.6M | 15.47% |
| J.P. Morgan Securities LLC | $326.6M | 5.91% |
| Wells Fargo Securities, LLC | $260.8M | 4.72% |
| BofA Securities, Inc. | $243.3M | 4.40% |
| Citigroup Global Markets Inc. | $175.5M | 3.17% |
| Morgan Stanley & Co. LLC | $112.4M | 2.03% |
| Goldman Sachs & Co. LLC | $88.5M | 1.60% |
| BNY Capital Markets, LLC | $85.7M | 1.55% |
| Citadel Securities LLC | $39.7M | 0.72% |
SA JPMorgan MFS Core Bond Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000022029 | Class 1 | 0.53% | — |
| C000022030 | Class 2 | 0.68% | — |
| C000022031 | Class 3 | 0.78% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.