C000022000 Fees and Costs — SA Invesco Growth Opportunities Portfolio, Class 3
Data updated: 2026-09-28
The net expense ratio is 1.07%: a 0.74% management fee, a 0.25% 12b-1 fee plus 0.08% other expenses. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $290K in broker commissions, 0.1041% of average net assets, and portfolio turnover was 97%.
C000022000 Fees and Expenses
Annual operating expenses and sales charges of C000022000. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.74% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.08% |
| Gross expense ratio | 1.07% |
| Fee waiver | — |
| Net expense ratio | 1.07% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000022000 Costs Over Time
On $10,000 invested in C000022000, assuming 5% a year before costs, total costs come to $732 over 5 years, cutting the return by 1.23% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.07%) | $112 | $350 | $606 |
| Trading costs (broker commissions) | $11 | $34 | $59 |
| Lost growth on money paid in costs | $0 | $19 | $67 |
| Total costs | $123 | $403 | $732 |
| Value after costs | $10,377 | $11,173 | $12,031 |
| Impact on return, per year | 1.23% | 1.23% | 1.23% |
C000022000 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending January 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.1041%
- Total broker commissions: $290K
- Bought from dealers (principal trades, not a cost): $9.7M
- Portfolio turnover (prospectus): 97%
- Securities lending: none during the year
C000022000 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| BofA Securities, Inc. | $66K | 25.86% |
| Morgan Stanley & Co. LLC | $39K | 15.17% |
| Goldman Sachs & Co. LLC | $38K | 14.93% |
| UBS Securities LLC | $30K | 11.58% |
| Citigroup Global Markets Inc. | $26K | 10.17% |
| J.P. Morgan Securities LLC | $26K | 9.98% |
| Liquidnet, Inc. | $9K | 3.67% |
| National Financial Services LLC | $8K | 3.16% |
| Stifel, Nicolaus & Company, Incorporated | $8K | 3.03% |
| Oppenheimer & Co. Inc. | $6K | 2.43% |
C000022000 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $2.4M | 24.70% |
| UBS Securities LLC | $2.3M | 23.49% |
| BofA Securities, Inc. | $1.5M | 15.99% |
| Goldman Sachs & Co. LLC | $1.4M | 14.28% |
| Citigroup Global Markets Inc. | $1.2M | 12.22% |
| Robert W. Baird & Co. Incorporated | $563K | 5.83% |
| Morgan Stanley & Co. LLC | $338K | 3.49% |
SA Invesco Growth Opportunities Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000021998 | Class 1 | 0.82% | — |
| C000021999 | Class 2 | 0.97% | — |
| C000022000 | Class 3 | 1.07% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.