C000021981 Fees and Costs — SA MFS Large Cap Growth Portfolio, Class 1
Data updated: 2026-09-28
The net expense ratio is 0.68%: a 0.65% management fee plus 0.03% other expenses. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $61K in broker commissions, 0.0078% of average net assets, and portfolio turnover was 56%.
C000021981 Fees and Expenses
Annual operating expenses and sales charges of C000021981. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.65% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.03% |
| Gross expense ratio | 0.68% |
| Fee waiver | — |
| Net expense ratio | 0.68% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000021981 Costs Over Time
On $10,000 invested in C000021981, assuming 5% a year before costs, total costs come to $433 over 5 years, cutting the return by 0.72% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.68%) | $71 | $223 | $389 |
| Trading costs (broker commissions) | $1 | $3 | $4 |
| Lost growth on money paid in costs | $0 | $11 | $40 |
| Total costs | $72 | $237 | $433 |
| Value after costs | $10,428 | $11,339 | $12,330 |
| Impact on return, per year | 0.72% | 0.72% | 0.72% |
C000021981 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending January 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0078%
- Total broker commissions: $61K
- Bought from dealers (principal trades, not a cost): $596.7M
- Portfolio turnover (prospectus): 56%
- Securities lending: none during the year
C000021981 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Jefferies LLC | $46K | 75.63% |
| National Financial Services LLC | $9K | 14.33% |
| State Street Bank and Trust Company | $5K | 8.15% |
| BMO Capital Markets Corp. | $353 | 0.58% |
| J.P. Morgan Securities LLC | $237 | 0.39% |
| Virtu Americas LLC | $214 | 0.35% |
| UBS Securities LLC | $182 | 0.30% |
| Morgan Stanley & Co. LLC | $133 | 0.22% |
| TD Securities (USA) LLC | $30 | 0.05% |
| Citigroup Global Markets Inc. | $6 | 0.01% |
C000021981 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| UBS Securities LLC | $554.1M | 92.85% |
| J.P. Morgan Securities LLC | $40.3M | 6.75% |
| BNY Capital Markets, LLC | $2.4M | 0.40% |
SA MFS Large Cap Growth Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000021981 | Class 1 | 0.68% | — |
| C000021982 | Class 2 | 0.83% | — |
| C000021983 | Class 3 | 0.93% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.