C000021970 Fees and Costs — SA AB Growth Portfolio, Class 2
Data updated: 2026-09-28
The net expense ratio is 0.78%: a 0.61% management fee, a 0.15% 12b-1 fee plus 0.02% other expenses. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $116K in broker commissions, 0.0064% of average net assets, and portfolio turnover was 24%.
C000021970 Fees and Expenses
Annual operating expenses and sales charges of C000021970. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.61% |
| 12b-1 fee | 0.15% |
| Other expenses | 0.02% |
| Gross expense ratio | 0.78% |
| Fee waiver | — |
| Net expense ratio | 0.78% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000021970 Costs Over Time
On $10,000 invested in C000021970, assuming 5% a year before costs, total costs come to $494 over 5 years, cutting the return by 0.83% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.78%) | $82 | $256 | $445 |
| Trading costs (broker commissions) | $1 | $2 | $4 |
| Lost growth on money paid in costs | $0 | $13 | $45 |
| Total costs | $83 | $271 | $494 |
| Value after costs | $10,417 | $11,305 | $12,269 |
| Impact on return, per year | 0.83% | 0.83% | 0.83% |
C000021970 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending January 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0064%
- Total broker commissions: $116K
- Bought from dealers (principal trades, not a cost): $1.9M
- Portfolio turnover (prospectus): 24%
- Securities lending: none during the year
C000021970 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| UBS Securities LLC | $24K | 22.85% |
| BofA Securities, Inc. | $19K | 18.08% |
| Morgan Stanley & Co. LLC | $18K | 17.86% |
| J.P. Morgan Securities LLC | $10K | 9.52% |
| Goldman Sachs & Co. LLC | $10K | 9.32% |
| Jefferies LLC | $8K | 7.31% |
| Wells Fargo Securities, LLC | $7K | 6.57% |
| Barclays Capital Inc. | $4K | 3.52% |
| RBC Capital Markets, LLC | $3K | 2.52% |
| Liquidnet, Inc. | $3K | 2.44% |
C000021970 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Goldman Sachs & Co. LLC | $1.9M | 100.00% |
SA AB Growth Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000021969 | Class 1 | 0.63% | — |
| C000021970 | Class 2 | 0.78% | — |
| C000021971 | Class 3 | 0.88% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.