C000021953 Fees and Costs — SA JPMorgan Ultra-Short Bond Portfolio, Class 1
Data updated: 2026-09-28
The net expense ratio is 0.55%: a 0.46% management fee plus 0.08% other expenses. There are no sales loads or redemption fees. Portfolio turnover was 108%.
C000021953 Fees and Expenses
Annual operating expenses and sales charges of C000021953. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.46% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.08% |
| Gross expense ratio | 0.55% |
| Fee waiver | — |
| Net expense ratio | 0.55% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000021953 Costs Over Time
On $10,000 invested in C000021953, assuming 5% a year before costs, total costs come to $347 over 5 years, cutting the return by 0.58% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.55%) | $58 | $181 | $315 |
| Lost growth on money paid in costs | $0 | $9 | $32 |
| Total costs | $58 | $190 | $347 |
| Value after costs | $10,442 | $11,386 | $12,416 |
| Impact on return, per year | 0.58% | 0.58% | 0.58% |
C000021953 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending January 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $1.1B
- Portfolio turnover (prospectus): 108%
- Securities lending: none during the year
C000021953 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $606.2M | 65.91% |
| BofA Securities, Inc. | $48.7M | 5.30% |
| Wells Fargo Securities, LLC | $46.2M | 5.02% |
| Morgan Stanley & Co. LLC | $45.7M | 4.97% |
| Goldman Sachs & Co. LLC | $32.3M | 3.51% |
| Jane Street Execution Services, LLC | $31.7M | 3.45% |
| Mizuho Securities USA LLC | $31.1M | 3.38% |
| Barclays Capital Inc. | $30.9M | 3.36% |
| BNY Capital Markets, LLC | $24.9M | 2.70% |
| Citigroup Global Markets Inc. | $22.0M | 2.39% |
SA JPMorgan Ultra-Short Bond Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000021953 | Class 1 | 0.55% | — |
| C000021954 | Class 2 | 0.70% | — |
| C000021955 | Class 3 | 0.80% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.