C000021504 Fees and Costs — Transamerica JPMorgan Asset Allocation - Conservative VP, Service Class
Data updated: 2026-08-26
The net expense ratio is 0.96%. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $76K in broker commissions, 0.0103% of average net assets, and portfolio turnover was 23%.
C000021504 Fees and Expenses
Annual operating expenses and sales charges of C000021504. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.10% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.05% |
| Gross expense ratio | 0.96% |
| Fee waiver | — |
| Net expense ratio | 0.96% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | Yes |
C000021504 Costs Over Time
On $10,000 invested in C000021504, assuming 5% a year before costs, total costs come to $607 over 5 years, cutting the return by 1.02% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.96%) | $101 | $315 | $546 |
| Trading costs (broker commissions) | $1 | $3 | $6 |
| Lost growth on money paid in costs | $0 | $16 | $56 |
| Total costs | $102 | $334 | $607 |
| Value after costs | $10,398 | $11,243 | $12,156 |
| Impact on return, per year | 1.02% | 1.02% | 1.02% |
C000021504 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0103%
- Total broker commissions: $76K
- Bought from dealers (principal trades, not a cost): $2.1B
- Portfolio turnover (prospectus): 23%
- Securities lending: none during the year
C000021504 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Goldman Sachs & Co. LLC | $76K | 100.00% |
C000021504 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $1.6B | 75.95% |
| J.P. Morgan Securities LLC | $448.6M | 21.35% |
| Wells Fargo Securities, LLC | $17.7M | 0.84% |
| Morgan Stanley & Co. LLC | $13.0M | 0.62% |
| BMO Capital Markets Corp. | $9.4M | 0.45% |
| BNP Paribas Securities Corp. | $6.6M | 0.31% |
| Citadel Securities LLC | $3.6M | 0.17% |
| Citigroup Global Markets Inc. | $2.8M | 0.13% |
| BNY Capital Markets, LLC | $2.8M | 0.13% |
| Nomura Securities International, Inc. | $1.0M | 0.05% |
Transamerica JPMorgan Asset Allocation - Conservative VP Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000021503 | Initial Class | 0.71% | none |
| C000021504 | Service Class | 0.96% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.