C000021496 Fees and Costs — Transamerica Small/Mid Cap Value VP, Service Class
Data updated: 2026-08-26
The net expense ratio is 1.06%: a 0.75% management fee, a 0.25% 12b-1 fee plus 0.06% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $215K in broker commissions, 0.0413% of average net assets, and portfolio turnover was 47%.
C000021496 Fees and Expenses
Annual operating expenses and sales charges of C000021496. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.75% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.06% |
| Gross expense ratio | 1.06% |
| Fee waiver | — |
| Net expense ratio | 1.06% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | Yes |
C000021496 Costs Over Time
On $10,000 invested in C000021496, assuming 5% a year before costs, total costs come to $687 over 5 years, cutting the return by 1.16% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.06%) | $111 | $347 | $601 |
| Trading costs (broker commissions) | $4 | $14 | $23 |
| Lost growth on money paid in costs | $0 | $18 | $63 |
| Total costs | $116 | $378 | $687 |
| Value after costs | $10,384 | $11,198 | $12,075 |
| Impact on return, per year | 1.16% | 1.16% | 1.16% |
C000021496 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0413%
- Total broker commissions: $215K
- Bought from dealers (principal trades, not a cost): $4.6B
- Portfolio turnover (prospectus): 47%
- Securities on loan, average value: $7.4M
- Net income from securities lending: $72K (0.014% of average net assets)
C000021496 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Capital Institutional Services, Inc. | $32K | 24.52% |
| Liquidnet, Inc. | $19K | 14.88% |
| State Street Global Markets, LLC | $15K | 11.26% |
| Kezar Trading, LLC | $13K | 9.97% |
| Sanford C. Bernstein & Co., LLC | $9K | 7.15% |
| RBC Capital Markets, LLC | $9K | 6.88% |
| Nomura Securities International, Inc. | $9K | 6.67% |
| Robert W. Baird & Co. Incorporated | $9K | 6.56% |
| Virtu Americas LLC | $8K | 6.31% |
| Stifel, Nicolaus & Company, Incorporated | $8K | 5.81% |
C000021496 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $4.6B | 100.00% |
Transamerica Small/Mid Cap Value VP Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000021495 | Initial Class | 0.81% | none |
| C000021496 | Service Class | 1.06% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.