C000021482 Fees and Costs — Transamerica International Focus VP, Service Class
Data updated: 2026-08-26
The net expense ratio is 1.08%: a 0.75% management fee, a 0.25% 12b-1 fee plus 0.08% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $139K in broker commissions, 0.0434% of average net assets, and portfolio turnover was 29%.
C000021482 Fees and Expenses
Annual operating expenses and sales charges of C000021482. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.75% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.08% |
| Gross expense ratio | 1.08% |
| Fee waiver | — |
| Net expense ratio | 1.08% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | Yes |
C000021482 Costs Over Time
On $10,000 invested in C000021482, assuming 5% a year before costs, total costs come to $701 over 5 years, cutting the return by 1.18% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.08%) | $113 | $353 | $612 |
| Trading costs (broker commissions) | $5 | $14 | $25 |
| Lost growth on money paid in costs | $0 | $18 | $64 |
| Total costs | $118 | $386 | $701 |
| Value after costs | $10,382 | $11,190 | $12,062 |
| Impact on return, per year | 1.18% | 1.18% | 1.18% |
C000021482 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0434%
- Total broker commissions: $139K
- Bought from dealers (principal trades, not a cost): $2.9B
- Portfolio turnover (prospectus): 29%
- Securities on loan, average value: $1.1M
- Net income from securities lending: $12K (0.004% of average net assets)
C000021482 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Morgan Stanley & Co. LLC | $49K | 38.55% |
| Goldman Sachs & Co. LLC | $18K | 14.31% |
| SG Americas Securities, LLC | $17K | 13.35% |
| UBS Securities LLC | $12K | 9.63% |
| State Street Bank and Trust Company | $12K | 9.49% |
| Piper Sandler & Co. | $6K | 4.75% |
| Peel Hunt LLP | $4K | 2.81% |
| J.P. Morgan Securities LLC | $4K | 2.76% |
| BNP Paribas Securities Corp. | $3K | 2.24% |
| CLSA Americas, LLC | $3K | 2.13% |
C000021482 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $2.9B | 100.00% |
Transamerica International Focus VP Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000021481 | Initial Class | 0.83% | none |
| C000021482 | Service Class | 1.08% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.