C000021011 Fees and Costs — VIP Disciplined Small Cap Portfolio, Investor Class
Data updated: 2026-08-24
The net expense ratio is 0.40%: a 0.38% management fee plus 0.02% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $278K in broker commissions, 0.0608% of average net assets, and portfolio turnover was 69%.
C000021011 Fees and Expenses
Annual operating expenses and sales charges of C000021011. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.38% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.02% |
| Gross expense ratio | 0.40% |
| Fee waiver | — |
| Net expense ratio | 0.40% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000021011 Costs Over Time
On $10,000 invested in C000021011, assuming 5% a year before costs, total costs come to $291 over 5 years, cutting the return by 0.48% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.40%) | $42 | $132 | $230 |
| Trading costs (broker commissions) | $6 | $20 | $35 |
| Lost growth on money paid in costs | $0 | $7 | $27 |
| Total costs | $48 | $159 | $291 |
| Value after costs | $10,452 | $11,417 | $12,471 |
| Impact on return, per year | 0.48% | 0.48% | 0.48% |
C000021011 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0608%
- Total broker commissions: $278K
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 69%
- Securities on loan, average value: $29.2M
- Net income from securities lending: $114K (0.025% of average net assets)
C000021011 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| GOLDMAN SACHS GROUP INC (THE) | $74K | 30.10% |
| MORGAN STANLEY | $46K | 18.48% |
| BANK OF AMERICA CORPORATION | $43K | 17.48% |
| UBS GROUP AG | $23K | 9.33% |
| JPMORGAN CHASE and CO | $19K | 7.86% |
| CITIGROUP INC | $16K | 6.36% |
| BARCLAYS PLC | $9K | 3.69% |
| VIRTU FINANCIAL INC | $6K | 2.55% |
| JEFFERIES FINANCIAL GROUP INC | $6K | 2.37% |
| ROYAL BANK OF CANADA | $4K | 1.78% |
VIP Disciplined Small Cap Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000021010 | Initial Class | 0.32% | — |
| C000021011 | Investor Class | 0.40% | — |
| C000021012 | Service Class | 0.42% | — |
| C000021013 | Service Class 2 | 0.57% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.