C000020918 Performance — Principal LifeTime 2040 Account, Class 1
Data updated: 2026-08-25
C000020918 returned +7.15% year to date and +14.94% over one year to Jun 2026. Annualised returns are +13.81% over 3 years and +6.87% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $147, against $150 for the category, and to $115 over one year, against $118. Volatility over the past three years was 10.35% a year. In the 12 months to Jun 2026 the fund took in a net $38.5M, and assets reached $262.39M.
C000020918 Growth of $100
What $100 invested in Principal LifeTime 2040 Account grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | C000020918 | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $115 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $147 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $139 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $193 | $187 |
C000020918 Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +7.15% |
| 1 year | +14.94% |
| 3 years (annualised) | +13.81% |
| 5 years (annualised) | +6.87% |
C000020918 Annual Returns
Calendar-year total returns of Principal LifeTime 2040 Account, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +7.15% |
| 2025 | +15.58% |
| 2024 | +11.54% |
| 2023 | +18.28% |
| 2022 | −18.11% |
| 2021 | +15.29% |
| 2020 | +16.11% |
| 2019 (Jul–Dec) | +7.48% |
C000020918 Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.2% | +0.8% | −4.9% | +6.2% | +2.6% | +0.2% | — | — | — | — | — | — |
| 2025 | +3.2% | −0.1% | −3.3% | 0.0% | +4.1% | +3.7% | +0.8% | +2.3% | +1.9% | +0.8% | +0.9% | +0.3% |
| 2024 | +0.1% | +3.3% | +3.0% | −3.6% | +3.4% | +0.7% | +2.4% | +2.1% | +1.6% | −2.1% | +3.9% | −3.4% |
| 2023 | +6.9% | −2.9% | +1.7% | +1.4% | −1.5% | +5.1% | +2.6% | −2.2% | −4.1% | −2.7% | +8.3% | +5.2% |
| 2022 | −5.0% | −2.9% | +0.8% | −7.3% | +0.6% | −7.3% | +7.1% | −3.9% | −8.4% | +5.6% | +6.7% | −4.0% |
| 2021 | −0.9% | +3.0% | +2.1% | +4.0% | +1.1% | +1.0% | +1.1% | +1.8% | −3.7% | +4.3% | −2.7% | +3.7% |
| 2020 | −0.5% | −5.8% | −13.2% | +10.1% | +4.9% | +2.2% | +4.9% | +4.2% | −2.1% | −1.5% | +10.2% | +4.3% |
| 2019 | — | — | — | — | — | — | +0.6% | −1.0% | +1.2% | +1.8% | +2.3% | +2.5% |
C000020918 Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 10.35%
- 3-year Sharpe ratio: 0.90 (vs 4.5% risk-free rate)
- Best month: +8.30% (Nov 2023)
- Worst month: −4.85% (Mar 2026)
C000020918 Fund Flows
Monthly money in and out of Principal LifeTime 2040 Account, from SEC Form N-PORT.
- 12-month net flow: $38.5M
- 12-month gross sales (incl. reinvestments): $70.2M
- Sales ÷ redemptions: 2.22×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $3.8M | $4.6M | −$860K |
| May 2026 | $5.1M | $2.1M | $3.0M |
| Apr 2026 | $3.9M | $3.0M | $879K |
| Mar 2026 | $6.3M | $2.3M | $4.0M |
| Feb 2026 | $3.2M | $1.6M | $1.6M |
| Jan 2026 | $11.0M | $3.7M | $7.3M |
| Dec 2025 | $4.4M | $2.2M | $2.1M |
| Nov 2025 | $2.0M | $2.0M | −$48K |
| Oct 2025 | $3.9M | $1.4M | $2.4M |
| Sep 2025 | $16.2M | $2.2M | $14.0M |
| Aug 2025 | $3.5M | $3.6M | −$97K |
| Jul 2025 | $7.0M | $2.9M | $4.1M |
C000020918 Assets Under Management
Net assets of Principal LifeTime 2040 Account by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $262.39M |
| 2026-03-31 | $237.24M |
| 2025-12-31 | $229.23M |
| 2025-09-30 | $220.24M |
| 2025-06-30 | $205.53M |
| 2025-03-31 | $182.69M |
| 2024-12-31 | $175.49M |
| 2024-09-30 | $176.17M |
| 2024-06-30 | $160.77M |
| 2024-03-31 | $158.38M |
| 2023-12-31 | $150.73M |
| 2023-09-30 | $134.94M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.