C000020916 Performance — Principal LifeTime 2020 Account, Class 1
Data updated: 2026-08-25
C000020916 returned +4.33% year to date and +9.76% over one year to Jun 2026. Annualised returns are +9.49% over 3 years and +4.25% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $131, against $150 for the category, and to $110 over one year, against $118. Volatility over the past three years was 7.05% a year. In the 12 months to Jun 2026 the fund lost a net $17.4M, and assets reached $132.76M.
C000020916 Growth of $100
What $100 invested in Principal LifeTime 2020 Account grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | C000020916 | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $110 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $131 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $123 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $156 | $187 |
C000020916 Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +4.33% |
| 1 year | +9.76% |
| 3 years (annualised) | +9.49% |
| 5 years (annualised) | +4.25% |
C000020916 Annual Returns
Calendar-year total returns of Principal LifeTime 2020 Account, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +4.33% |
| 2025 | +11.32% |
| 2024 | +7.43% |
| 2023 | +12.26% |
| 2022 | −14.38% |
| 2021 | +9.17% |
| 2020 | +12.89% |
| 2019 (Jul–Dec) | +5.25% |
C000020916 Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.4% | +0.9% | −3.2% | +3.5% | +1.5% | +0.2% | — | — | — | — | — | — |
| 2025 | +2.0% | +0.8% | −1.8% | +0.1% | +2.1% | +2.6% | +0.4% | +1.8% | +1.5% | +0.5% | +0.8% | +0.1% |
| 2024 | +0.1% | +1.4% | +2.1% | −2.6% | +2.5% | +0.7% | +2.1% | +1.7% | +1.4% | −1.9% | +2.5% | −2.4% |
| 2023 | +4.8% | −2.3% | +1.8% | +1.0% | −1.3% | +2.6% | +1.6% | −1.4% | −2.9% | −1.9% | +5.9% | +4.2% |
| 2022 | −3.4% | −1.9% | −0.4% | −5.2% | +0.5% | −5.1% | +4.9% | −2.9% | −6.3% | +2.7% | +4.8% | −2.3% |
| 2021 | −0.7% | +1.4% | +1.1% | +2.8% | +0.9% | +0.8% | +0.9% | +1.0% | −2.4% | +2.6% | −1.5% | +2.1% |
| 2020 | +0.4% | −3.1% | −9.1% | +7.1% | +3.3% | +1.8% | +3.4% | +2.7% | −1.5% | −1.1% | +6.7% | +2.7% |
| 2019 | — | — | — | — | — | — | +0.4% | +0.1% | +0.7% | +1.1% | +1.4% | +1.6% |
C000020916 Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 7.05%
- 3-year Sharpe ratio: 0.71 (vs 4.5% risk-free rate)
- Best month: +5.91% (Nov 2023)
- Worst month: −3.22% (Mar 2026)
C000020916 Fund Flows
Monthly money in and out of Principal LifeTime 2020 Account, from SEC Form N-PORT.
- 12-month net flow: −$17.4M
- 12-month gross sales (incl. reinvestments): $26.4M
- Sales ÷ redemptions: 0.60×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $830K | $1.6M | −$773K |
| May 2026 | $1.5M | $4.2M | −$2.6M |
| Apr 2026 | $1.8M | $3.4M | −$1.5M |
| Mar 2026 | $1.1M | $5.3M | −$4.2M |
| Feb 2026 | $1.3M | $2.5M | −$1.2M |
| Jan 2026 | $1.5M | $3.7M | −$2.2M |
| Dec 2025 | $981K | $3.3M | −$2.4M |
| Nov 2025 | $2.3M | $2.5M | −$196K |
| Oct 2025 | $1.0M | $5.2M | −$4.2M |
| Sep 2025 | $10.6M | $4.4M | $6.3M |
| Aug 2025 | $1.7M | $1.6M | $87K |
| Jul 2025 | $1.7M | $6.2M | −$4.5M |
C000020916 Assets Under Management
Net assets of Principal LifeTime 2020 Account by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $132.76M |
| 2026-03-31 | $130.82M |
| 2025-12-31 | $139.57M |
| 2025-09-30 | $144.26M |
| 2025-06-30 | $147.17M |
| 2025-03-31 | $145.02M |
| 2024-12-31 | $145.42M |
| 2024-09-30 | $150.19M |
| 2024-06-30 | $142.95M |
| 2024-03-31 | $150.19M |
| 2023-12-31 | $152.05M |
| 2023-09-30 | $144.48M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.