C000014706 Fees and Costs — NVIT Investor Destinations Conservative Fund, Class II
Data updated: 2026-08-26
The net expense ratio is 0.92%. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $9K in broker commissions, 0.0020% of average net assets, and portfolio turnover was 66%.
C000014706 Fees and Expenses
Annual operating expenses and sales charges of C000014706. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.13% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.20% |
| Gross expense ratio | 0.92% |
| Fee waiver | — |
| Net expense ratio | 0.92% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000014706 Costs Over Time
On $10,000 invested in C000014706, assuming 5% a year before costs, total costs come to $578 over 5 years, cutting the return by 0.97% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.92%) | $97 | $302 | $524 |
| Trading costs (broker commissions) | $0 | $1 | $1 |
| Lost growth on money paid in costs | $0 | $15 | $53 |
| Total costs | $97 | $317 | $578 |
| Value after costs | $10,403 | $11,259 | $12,185 |
| Impact on return, per year | 0.97% | 0.97% | 0.97% |
C000014706 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0020%
- Total broker commissions: $9K
- Bought from dealers (principal trades, not a cost): $127.0M
- Portfolio turnover (prospectus): 66%
- Securities on loan, average value: $8.6M
- Net income from securities lending: $19K (0.004% of average net assets)
C000014706 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Wallachbeth Capital LLC | $9K | 100.00% |
C000014706 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| BofA Securities, Inc. | $81.2M | 63.91% |
| J.P. Morgan Securities LLC | $28.9M | 22.74% |
| Jane Street Capital, LLC | $10.0M | 7.89% |
| Jane Street Execution Services, LLC | $2.5M | 1.93% |
| Virtu Americas LLC | $2.2M | 1.77% |
| Goldman Sachs & Co. LLC | $2.2M | 1.76% |
NVIT Investor Destinations Conservative Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000112222 | Class P | 0.77% | — |
| C000014706 | Class II | 0.92% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.