C000014697 Fees and Costs — NVIT Government Bond Fund, Class II
Data updated: 2026-08-26
The net expense ratio is 0.94%: a 0.50% management fee, a 0.25% 12b-1 fee plus 0.23% other expenses, less a 0.04% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $5K in broker commissions, 0.0017% of average net assets, and portfolio turnover was 40%.
C000014697 Fees and Expenses
Annual operating expenses and sales charges of C000014697. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.50% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.23% |
| Gross expense ratio | 0.98% |
| Fee waiver | −0.04% |
| Net expense ratio | 0.94% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
C000014697 Costs Over Time
On $10,000 invested in C000014697, assuming 5% a year before costs, total costs come to $590 over 5 years, cutting the return by 0.99% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.94%) | $99 | $308 | $535 |
| Trading costs (broker commissions) | $0 | $1 | $1 |
| Lost growth on money paid in costs | $0 | $15 | $54 |
| Total costs | $99 | $324 | $590 |
| Value after costs | $10,401 | $11,252 | $12,173 |
| Impact on return, per year | 0.99% | 0.99% | 0.99% |
C000014697 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0017%
- Total broker commissions: $5K
- Bought from dealers (principal trades, not a cost): $209.9M
- Portfolio turnover (prospectus): 40%
- Securities on loan, average value: $11.2M
- Net income from securities lending: $7K (0.003% of average net assets)
C000014697 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| UBS Securities LLC | $5K | 100.00% |
C000014697 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Morgan Stanley & Co. LLC | $39.9M | 19.86% |
| Keybanc Capital Markets Inc. | $36.8M | 18.31% |
| Citadel Securities LLC | $32.2M | 16.02% |
| BofA Securities, Inc. | $28.5M | 14.17% |
| Citigroup Global Markets Inc. | $25.1M | 12.50% |
| J.P. Morgan Securities LLC | $11.1M | 5.50% |
| BMO Capital Markets Corp. | $10.8M | 5.39% |
| Wells Fargo Securities, LLC | $7.6M | 3.78% |
| Barclays Capital, Inc. | $6.1M | 3.02% |
| Goldman Sachs & Co. LLC | $2.9M | 1.45% |
NVIT Government Bond Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000139942 | Class Y | 0.54% | — |
| C000014696 | Class I | 0.69% | — |
| C000014699 | Class IV | 0.69% | — |
| C000014697 | Class II | 0.94% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.