C000013264 Fees and Costs — NYSA Fund, N/a Class
Data updated: 2020-11-24
The net expense ratio is 5.16%: a 1.00% management fee, a 0.25% 12b-1 fee plus 4.91% other expenses, less a 1.00% fee waiver. This share class carries a maximum front-end sales load of 2.50% and a deferred sales charge of up to 1.00%. Portfolio turnover was 46%.
C000013264 Fees and Expenses
Annual operating expenses and sales charges of C000013264. Prospectus, as of July 31, 2014.
| Annual operating expenses | |
|---|---|
| Management fee | 1.00% |
| 12b-1 fee | 0.25% |
| Other expenses | 4.91% |
| Gross expense ratio | 6.16% |
| Fee waiver | −1.00% |
| Net expense ratio | 5.16% |
| Sales charges | |
|---|---|
| Max front load | 2.50% |
| Max deferred load | 1.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000013264 Costs Over Time
On $10,000 invested in C000013264, assuming 5% a year before costs, total costs come to $3,215 over 5 years, cutting the return by 5.92% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $347 | $250 | $250 |
| Fund expenses (net expense ratio 5.16%) | $528 | $1,578 | $2,619 |
| Lost growth on money paid in costs | $12 | $120 | $346 |
| Total costs | $888 | $1,948 | $3,215 |
| Value after costs | $9,612 | $9,628 | $9,548 |
| Impact on return, per year | 8.88% | 6.25% | 5.92% |
C000013264 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2019.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 46%
- Securities lending: none during the year
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.