C000011163 Performance — Putnam Sustainable Retirement 2040 Fund, Class R
Data updated: 2026-10-13
C000011163 returned +4.41% year to date and +9.62% over one year to Jul 2026. Annualised returns are +11.13% over 3 years and +6.34% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $137, against $146 for the category, and to $110 over one year, against $116. Volatility over the past three years was 10.34% a year. In the 12 months to Jul 2026 the fund took in a net $17.3M, and assets reached $424.46M.
C000011163 Growth of $100
What $100 invested in Putnam Sustainable Retirement 2040 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | C000011163 | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $110 | $116 |
| 3 years (Aug 2023 – Jul 2026) | $137 | $146 |
| 5 years (Aug 2021 – Jul 2026) | $136 | $142 |
| Since data start (Aug 2019 – Jul 2026) | $169 | $186 |
C000011163 Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +4.41% |
| 1 year | +9.62% |
| 3 years (annualised) | +11.13% |
| 5 years (annualised) | +6.34% |
C000011163 Annual Returns
Calendar-year total returns of Putnam Sustainable Retirement 2040 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +4.41% |
| 2025 | +11.27% |
| 2024 | +19.21% |
| 2023 | +9.71% |
| 2022 | −10.55% |
| 2021 | +17.93% |
| 2020 | +3.42% |
| 2019 (Aug–Dec) | +2.01% |
C000011163 Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | −0.2% | 0.0% | −3.9% | +6.2% | +3.0% | +0.5% | −0.9% | — | — | — | — | — |
| 2025 | +3.8% | −1.9% | −4.3% | +0.6% | +4.1% | +3.1% | +0.8% | +0.9% | +2.2% | +1.5% | +0.7% | −0.4% |
| 2024 | +8.2% | −3.7% | +2.5% | +4.0% | +1.0% | +1.6% | +4.3% | −2.5% | +1.6% | +1.9% | +3.1% | −3.8% |
| 2023 | +4.3% | +0.6% | +2.4% | −2.3% | +1.6% | +3.5% | +0.2% | −1.7% | −4.0% | −1.2% | +1.6% | +4.6% |
| 2022 | −1.1% | −5.3% | +1.1% | −1.8% | +5.0% | −6.1% | +0.4% | +4.0% | −5.7% | −2.3% | +4.4% | −2.8% |
| 2021 | +7.3% | +2.9% | +1.9% | +1.6% | +0.5% | +1.5% | +1.1% | +2.8% | −3.5% | +1.8% | −3.4% | +2.5% |
| 2020 | +1.3% | +7.1% | −9.9% | −5.5% | +4.3% | +1.9% | +3.5% | −1.9% | −2.2% | +3.0% | −0.4% | +3.3% |
| 2019 | — | — | — | — | — | — | — | +0.8% | +1.2% | −1.5% | −0.4% | +1.9% |
C000011163 Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 10.34%
- 3-year Sharpe ratio: 0.64 (vs 4.5% risk-free rate)
- Best month: +8.21% (Jan 2024)
- Worst month: −4.31% (Mar 2025)
C000011163 Fund Flows
Monthly money in and out of Putnam Sustainable Retirement 2040 Fund, from SEC Form N-PORT.
- 12-month net flow: $17.3M
- 12-month gross sales (incl. reinvestments): $107.2M
- Sales ÷ redemptions: 1.19×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $8.0M | $9.3M | −$1.3M |
| Jun 2026 | $7.0M | $6.4M | $601K |
| May 2026 | $4.0M | $7.0M | −$3.0M |
| Apr 2026 | $5.1M | $5.7M | −$568K |
| Mar 2026 | $8.3M | $11.0M | −$2.7M |
| Feb 2026 | $7.7M | $9.7M | −$2.0M |
| Jan 2026 | $10.9M | $9.0M | $1.9M |
| Dec 2025 | $16.2M | $7.1M | $9.1M |
| Nov 2025 | $9.1M | $4.8M | $4.3M |
| Oct 2025 | $9.7M | $6.8M | $2.9M |
| Sep 2025 | $8.3M | $6.6M | $1.8M |
| Aug 2025 | $12.8M | $6.4M | $6.3M |
C000011163 Assets Under Management
Net assets of Putnam Sustainable Retirement 2040 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $424.46M |
| 2026-04-30 | $417.23M |
| 2026-01-31 | $413.48M |
| 2025-10-31 | $404.73M |
| 2025-07-31 | $375.53M |
| 2025-04-30 | $332.23M |
| 2025-01-31 | $343.06M |
| 2024-10-31 | $297.75M |
| 2024-07-31 | $270.61M |
| 2024-04-30 | $238.22M |
| 2024-01-31 | $228.64M |
| 2023-10-31 | $199.33M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.