C000011158 Performance — Putnam Sustainable Retirement 2045 Fund, Class Y
Data updated: 2026-10-13
C000011158 returned +5.75% year to date and +11.86% over one year to Jul 2026. Annualised returns are +12.94% over 3 years and +7.63% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $144, against $146 for the category, and to $112 over one year, against $116. Volatility over the past three years was 11.16% a year. In the 12 months to Jul 2026 the fund took in a net $29.2M, and assets reached $368.64M.
C000011158 Growth of $100
What $100 invested in Putnam Sustainable Retirement 2045 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | C000011158 | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $112 | $116 |
| 3 years (Aug 2023 – Jul 2026) | $144 | $146 |
| 5 years (Aug 2021 – Jul 2026) | $144 | $142 |
| Since data start (Aug 2019 – Jul 2026) | $189 | $186 |
C000011158 Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +5.75% |
| 1 year | +11.86% |
| 3 years (annualised) | +12.94% |
| 5 years (annualised) | +7.63% |
C000011158 Annual Returns
Calendar-year total returns of Putnam Sustainable Retirement 2045 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +5.75% |
| 2025 | +13.01% |
| 2024 | +21.51% |
| 2023 | +11.75% |
| 2022 | −11.48% |
| 2021 | +21.78% |
| 2020 | +5.40% |
| 2019 (Aug–Dec) | +2.49% |
C000011158 Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.1% | +0.1% | −4.4% | +7.2% | +3.4% | +0.5% | −0.9% | — | — | — | — | — |
| 2025 | +4.1% | −2.2% | −4.6% | +0.7% | +4.7% | +3.4% | +0.9% | +1.0% | +2.5% | +1.7% | +0.7% | −0.2% |
| 2024 | +8.7% | −3.8% | +2.7% | +4.6% | +1.0% | +1.7% | +4.6% | −2.5% | +1.8% | +2.0% | +3.5% | −4.0% |
| 2023 | +5.1% | +0.7% | +2.6% | −2.3% | +1.8% | +4.0% | +0.3% | −1.8% | −4.1% | −1.3% | +1.8% | +4.8% |
| 2022 | −1.3% | −6.1% | +1.5% | −2.0% | +5.7% | −6.8% | +0.4% | +4.9% | −6.5% | −2.5% | +5.1% | −3.4% |
| 2021 | +8.5% | +3.4% | +2.2% | +2.0% | +0.6% | +1.7% | +1.3% | +3.4% | −3.7% | +2.2% | −3.9% | +2.8% |
| 2020 | +1.7% | +8.4% | −11.1% | −6.2% | +4.8% | +2.3% | +4.1% | −2.0% | −2.4% | +3.8% | −0.3% | +3.8% |
| 2019 | — | — | — | — | — | — | — | +1.1% | +1.5% | −1.8% | −0.4% | +2.2% |
C000011158 Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 11.16%
- 3-year Sharpe ratio: 0.76 (vs 4.5% risk-free rate)
- Best month: +8.67% (Jan 2024)
- Worst month: −4.58% (Mar 2025)
C000011158 Fund Flows
Monthly money in and out of Putnam Sustainable Retirement 2045 Fund, from SEC Form N-PORT.
- 12-month net flow: $29.2M
- 12-month gross sales (incl. reinvestments): $94.4M
- Sales ÷ redemptions: 1.45×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $5.3M | $6.6M | −$1.3M |
| Jun 2026 | $6.3M | $5.6M | $710K |
| May 2026 | $3.1M | $4.4M | −$1.3M |
| Apr 2026 | $3.5M | $6.5M | −$3.0M |
| Mar 2026 | $7.2M | $7.2M | $14K |
| Feb 2026 | $7.2M | $5.4M | $1.8M |
| Jan 2026 | $8.8M | $5.9M | $2.9M |
| Dec 2025 | $18.1M | $5.7M | $12.4M |
| Nov 2025 | $6.0M | $3.6M | $2.5M |
| Oct 2025 | $10.2M | $5.6M | $4.6M |
| Sep 2025 | $8.2M | $4.2M | $4.0M |
| Aug 2025 | $10.5M | $4.5M | $6.0M |
C000011158 Assets Under Management
Net assets of Putnam Sustainable Retirement 2045 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $368.64M |
| 2026-04-30 | $359.86M |
| 2026-01-31 | $351.84M |
| 2025-10-31 | $338.01M |
| 2025-07-31 | $306.87M |
| 2025-04-30 | $269.04M |
| 2025-01-31 | $273.55M |
| 2024-10-31 | $248.34M |
| 2024-07-31 | $218.50M |
| 2024-04-30 | $185.89M |
| 2024-01-31 | $163.50M |
| 2023-10-31 | $136.85M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.