C000011154 Performance — Putnam Sustainable Retirement 2045 Fund, Class B
Data updated: 2026-10-13
C000011154 returned +23.15% over one year to Oct 2024. Annualised returns are +4.74% over 3 years and +8.54% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $115, against $106 for the category, and to $123 over one year, against $113. Volatility over the past three years was 13.32% a year. In the 12 months to Jul 2026 the fund took in a net $29.2M, and assets reached $368.64M.
C000011154 Growth of $100
What $100 invested in Putnam Sustainable Retirement 2045 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | C000011154 | Category average |
|---|---|---|
| 1 year (Sep 2023 – Oct 2024) | $123 | $113 |
| 3 years (Sep 2021 – Oct 2024) | $115 | $106 |
| 5 years (Sep 2019 – Oct 2024) | $151 | $142 |
| Since data start (Aug 2019 – Oct 2024) | $152 | $141 |
C000011154 Trailing Returns
Total returns to Oct 2024, from SEC N-PORT.
| Period | Total return |
|---|---|
| 1 year | +23.15% |
| 3 years (annualised) | +4.74% |
| 5 years (annualised) | +8.54% |
C000011154 Annual Returns
Calendar-year total returns of Putnam Sustainable Retirement 2045 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2024 (Jan–Oct) | +22.34% |
| 2023 | +10.64% |
| 2022 | −12.35% |
| 2021 | +20.59% |
| 2020 | +4.25% |
| 2019 (Aug–Dec) | +2.01% |
C000011154 Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +8.6% | −3.9% | +2.7% | +4.5% | +0.9% | +1.6% | +4.6% | — | — | +2.0% | — | — |
| 2023 | +5.0% | +0.6% | +2.5% | −2.4% | +1.8% | +3.8% | +0.3% | −1.8% | −4.2% | −1.3% | +1.7% | +4.7% |
| 2022 | −1.4% | −6.1% | +1.3% | −2.1% | +5.7% | −6.9% | +0.4% | +4.7% | −6.6% | −2.7% | +5.1% | −3.4% |
| 2021 | +8.4% | +3.3% | +2.1% | +2.0% | +0.5% | +1.6% | +1.2% | +3.4% | −3.8% | +2.1% | −4.0% | +2.8% |
| 2020 | +1.6% | +8.4% | −11.3% | −6.3% | +4.7% | +2.2% | +4.0% | −2.1% | −2.5% | +3.7% | −0.4% | +3.7% |
| 2019 | — | — | — | — | — | — | — | +1.0% | +1.4% | −1.9% | −0.5% | +2.1% |
C000011154 Risk
Risk measures from monthly returns over Sep 2021 – Oct 2024.
- 3-year volatility (annualised): 13.32%
- 3-year Sharpe ratio: 0.02 (vs 4.5% risk-free rate)
- Best month: +8.59% (Jan 2024)
- Worst month: −6.92% (Jun 2022)
C000011154 Fund Flows
Monthly money in and out of Putnam Sustainable Retirement 2045 Fund, from SEC Form N-PORT.
- 12-month net flow: $29.2M
- 12-month gross sales (incl. reinvestments): $94.4M
- Sales ÷ redemptions: 1.45×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $5.3M | $6.6M | −$1.3M |
| Jun 2026 | $6.3M | $5.6M | $710K |
| May 2026 | $3.1M | $4.4M | −$1.3M |
| Apr 2026 | $3.5M | $6.5M | −$3.0M |
| Mar 2026 | $7.2M | $7.2M | $14K |
| Feb 2026 | $7.2M | $5.4M | $1.8M |
| Jan 2026 | $8.8M | $5.9M | $2.9M |
| Dec 2025 | $18.1M | $5.7M | $12.4M |
| Nov 2025 | $6.0M | $3.6M | $2.5M |
| Oct 2025 | $10.2M | $5.6M | $4.6M |
| Sep 2025 | $8.2M | $4.2M | $4.0M |
| Aug 2025 | $10.5M | $4.5M | $6.0M |
C000011154 Assets Under Management
Net assets of Putnam Sustainable Retirement 2045 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $368.64M |
| 2026-04-30 | $359.86M |
| 2026-01-31 | $351.84M |
| 2025-10-31 | $338.01M |
| 2025-07-31 | $306.87M |
| 2025-04-30 | $269.04M |
| 2025-01-31 | $273.55M |
| 2024-10-31 | $248.34M |
| 2024-07-31 | $218.50M |
| 2024-04-30 | $185.89M |
| 2024-01-31 | $163.50M |
| 2023-10-31 | $136.85M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.