C000004962 Fees and Costs — Pacific Funds Portfolio Optimization Conservative, Class C
Data updated: 2023-06-07
The net expense ratio is 1.97% (2.04% before fee waivers). This share class carries a deferred sales charge of up to 1.00%. Portfolio turnover was 20%.
C000004962 Fees and Expenses
Annual operating expenses and sales charges of C000004962. Prospectus, as of March 31, 2022.
| Annual operating expenses | |
|---|---|
| Management fee | 0.20% |
| 12b-1 fee | 1.00% |
| Other expenses | 0.22% |
| Gross expense ratio | 2.04% |
| Fee waiver | −0.07% |
| Net expense ratio | 1.97% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 1.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
C000004962 Costs Over Time
On $10,000 invested in C000004962, assuming 5% a year before costs, total costs come to $1,209 over 5 years, cutting the return by 2.07% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $103 | $0 | $0 |
| Fund expenses (net expense ratio 1.97%) | $207 | $639 | $1,097 |
| Lost growth on money paid in costs | $0 | $32 | $112 |
| Total costs | $310 | $671 | $1,209 |
| Value after costs | $10,190 | $10,905 | $11,554 |
| Impact on return, per year | 3.10% | 2.07% | 2.07% |
C000004962 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2023.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 20%
- Securities lending: none during the year
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.