C000003844 Fees and Costs — Thrivent Short-Term Bond Portfolio, Class A
Data updated: 2026-08-26
The net expense ratio is 0.45%: a 0.40% management fee plus 0.05% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $2K in broker commissions, 0.0003% of average net assets, and portfolio turnover was 80%.
C000003844 Fees and Expenses
Annual operating expenses and sales charges of C000003844. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.40% |
| 12b-1 fee | — |
| Other expenses | 0.05% |
| Gross expense ratio | 0.45% |
| Fee waiver | — |
| Net expense ratio | 0.45% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | Yes |
C000003844 Costs Over Time
On $10,000 invested in C000003844, assuming 5% a year before costs, total costs come to $285 over 5 years, cutting the return by 0.47% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.45%) | $47 | $148 | $259 |
| Trading costs (broker commissions) | $0 | $0 | $0 |
| Lost growth on money paid in costs | $0 | $7 | $26 |
| Total costs | $47 | $156 | $285 |
| Value after costs | $10,453 | $11,421 | $12,478 |
| Impact on return, per year | 0.47% | 0.47% | 0.47% |
C000003844 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0003%
- Total broker commissions: $2K
- Bought from dealers (principal trades, not a cost): $1.5B
- Portfolio turnover (prospectus): 80%
- Securities on loan, average value: $6.0M
- Net income from securities lending: $23K (0.003% of average net assets)
C000003844 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY & CO. LLC | $2K | 100.00% |
C000003844 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| STATE STREET GLOBAL MARKETS, LLC | $353.3M | 29.82% |
| MORGAN STANLEY & CO. LLC | $216.0M | 18.23% |
| MIZUHO SECURITIES USA LLC | $128.1M | 10.81% |
| J.P. MORGAN SECURITIES LLC | $98.4M | 8.31% |
| BOFA SECURITIES, INC. | $86.6M | 7.31% |
| BARCLAYS CAPITAL INC. | $85.2M | 7.19% |
| GOLDMAN SACHS & CO. LLC | $70.4M | 5.94% |
| WELLS FARGO SECURITIES, LLC | $58.4M | 4.93% |
| CITICORP SECURITIES INC | $51.5M | 4.35% |
| BNP PARIBAS SECURITIES CORP. | $36.9M | 3.11% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.