C000003823 Fees and Costs — Thrivent Aggressive Allocation Portfolio, Class A
Data updated: 2026-08-26
The net expense ratio is 0.85% (1.02% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $578K in broker commissions, 0.0248% of average net assets, and portfolio turnover was 57%.
C000003823 Fees and Expenses
Annual operating expenses and sales charges of C000003823. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.70% |
| 12b-1 fee | — |
| Other expenses | 0.03% |
| Gross expense ratio | 1.02% |
| Fee waiver | −0.17% |
| Net expense ratio | 0.85% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
C000003823 Costs Over Time
On $10,000 invested in C000003823, assuming 5% a year before costs, total costs come to $549 over 5 years, cutting the return by 0.92% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.85%) | $89 | $279 | $484 |
| Trading costs (broker commissions) | $3 | $8 | $14 |
| Lost growth on money paid in costs | $0 | $14 | $50 |
| Total costs | $92 | $301 | $549 |
| Value after costs | $10,408 | $11,275 | $12,214 |
| Impact on return, per year | 0.92% | 0.92% | 0.92% |
C000003823 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0248%
- Total broker commissions: $578K
- Bought from dealers (principal trades, not a cost): $2.4B
- Portfolio turnover (prospectus): 57%
- Securities on loan, average value: $1.2M
- Net income from securities lending: $5K (0.000% of average net assets)
C000003823 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY & CO. LLC | $142K | 29.68% |
| BOFA SECURITIES, INC. | $59K | 12.35% |
| ROBERT W. BAIRD & CO. INCORPORATED | $49K | 10.26% |
| JEFFERIES LLC | $47K | 9.88% |
| J.P. MORGAN SECURITIES LLC | $38K | 7.98% |
| RAYMOND JAMES & ASSOCIATES, INC. | $33K | 6.80% |
| PIPER SANDLER & CO. | $32K | 6.75% |
| UBS SECURITIES LLC | $31K | 6.44% |
| BMO CAPITAL MARKETS CORP. | $28K | 5.94% |
| RBC CAPITAL MARKETS, LLC | $19K | 3.92% |
C000003823 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| STATE STREET GLOBAL MARKETS, LLC | $1.3B | 57.04% |
| MORGAN STANLEY & CO. LLC | $260.1M | 11.24% |
| NOMURA SECURITIES INTERNATIONAL, INC. | $204.0M | 8.81% |
| WELLS FARGO SECURITIES, LLC | $189.6M | 8.19% |
| MIZUHO SECURITIES USA LLC | $131.0M | 5.66% |
| BARCLAYS CAPITAL INC. | $107.3M | 4.64% |
| BMO CAPITAL MARKETS CORP. | $30.7M | 1.33% |
| J.P. MORGAN SECURITIES LLC | $24.0M | 1.04% |
| CITICORP SECURITIES INC | $23.7M | 1.03% |
| CITIGROUP GLOBAL MARKETS INC. | $23.7M | 1.03% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.