BFFAX Fees and Costs — Bond Fund of America, Class F-3
Data updated: 2026-08-27
The net expense ratio is 0.23%: a 0.19% management fee plus 0.04% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $7K in broker commissions, and portfolio turnover was 286%.
BFFAX Fees and Expenses
Annual operating expenses and sales charges of BFFAX. Prospectus, as of February 28, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.19% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.04% |
| Gross expense ratio | 0.23% |
| Fee waiver | — |
| Net expense ratio | 0.23% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | 0.00% |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
BFFAX Costs Over Time
On $10,000 invested in BFFAX, assuming 5% a year before costs, total costs come to $146 over 5 years, cutting the return by 0.24% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.23%) | $24 | $76 | $133 |
| Lost growth on money paid in costs | $0 | $4 | $13 |
| Total costs | $24 | $80 | $146 |
| Value after costs | $10,476 | $11,497 | $12,617 |
| Impact on return, per year | 0.24% | 0.24% | 0.24% |
BFFAX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: $7K
- Bought from dealers (principal trades, not a cost): $409.9B
- Portfolio turnover (prospectus): 286%
- Securities lending: none during the year
BFFAX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Clarksons Securities, Inc. | $4K | 58.45% |
| Cantor Fitzgerald & Co | $3K | 41.55% |
| Morgan Stanley & Co. LLC | $0 | 0.00% |
BFFAX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Bank of America, N.A. | $77.4B | 20.17% |
| Morgan Stanley & Co. LLC | $61.8B | 16.11% |
| J.P. Morgan Securities LLC | $47.2B | 12.31% |
| Barclays Bank PLC | $45.4B | 11.85% |
| Goldman Sachs & Co. LLC | $44.2B | 11.53% |
| Citigroup Global Markets Inc. | $31.6B | 8.25% |
| Wells Fargo Securities, LLC | $30.3B | 7.90% |
| BNP Paribas | $19.5B | 5.09% |
| Deutsche Bank A.G. | $15.1B | 3.93% |
| Mizuho Bank, Ltd. | $11.0B | 2.87% |
Bond Fund of America Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| BFFAX | Class F-3 | 0.23% | none |
| RBFGX | Class R-6 | 0.23% | none |
| FBOFX | Class 529-F-3 | 0.28% | none |
| RBFFX | Class R-5 | 0.28% | none |
| FFBOX | Class 529-F-2 | 0.33% | none |
| ABNFX | Class F-2 | 0.34% | none |
| RBFHX | Class R-5E | 0.38% | none |
| RBFEX | Class R-4 | 0.57% | none |
| TBFFX | Class T | 0.58% | 2.50% |
| ABNDX | Class A | 0.59% | 3.75% |
| CFAAX | Class 529-A | 0.61% | 3.50% |
| TFBFX | Class 529-T | 0.63% | 2.50% |
| BFAFX | Class F-1 | 0.64% | none |
| CFAFX | Class 529-F-1 | 0.69% | none |
| CFAEX | Class 529-E | 0.81% | none |
| RBFCX | Class R-3 | 0.88% | none |
| RBEBX | Class R-2E | 1.03% | none |
| RBFAX | Class R-1 | 1.32% | none |
| RBFBX | Class R-2 | 1.32% | none |
| BFACX | Class C | 1.34% | none |
| CFACX | Class 529-C | 1.37% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.