ARYRX Fees and Costs — One Choice 2035 Portfolio, R Class
Data updated: 2026-10-14
The net expense ratio is 1.33% (1.35% before fee waivers). There are no sales loads or redemption fees. Portfolio turnover was 10%.
ARYRX Fees and Expenses
Annual operating expenses and sales charges of ARYRX. Prospectus, as of December 1, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.83% |
| 12b-1 fee | 0.50% |
| Other expenses | 0.00% |
| Gross expense ratio | 1.35% |
| Fee waiver | −0.02% |
| Net expense ratio | 1.33% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
ARYRX Costs Over Time
On $10,000 invested in ARYRX, assuming 5% a year before costs, total costs come to $826 over 5 years, cutting the return by 1.40% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.33%) | $140 | $434 | $750 |
| Lost growth on money paid in costs | $0 | $22 | $76 |
| Total costs | $140 | $456 | $826 |
| Value after costs | $10,360 | $11,120 | $11,936 |
| Impact on return, per year | 1.40% | 1.40% | 1.40% |
ARYRX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending July 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $716.2M
- Portfolio turnover (prospectus): 10%
ARYRX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| DIVERSIFIED BOND FUND | $104.8M | 19.70% |
| Large Cap Equity Fund | $96.4M | 18.12% |
| GLOBAL BOND FUND | $74.8M | 14.06% |
| FOCUSED LARGE CAP VALUE FUND | $67.0M | 12.59% |
| GROWTH FUND | $41.0M | 7.71% |
| INTERNATIONAL VALUE FUND | $32.5M | 6.10% |
| MID CAP VALUE FUND | $32.4M | 6.09% |
| U.S. GOVERNMENT MONEY MARKET FUND | $30.1M | 5.66% |
| INTERNATIONAL GROWTH FUND | $27.9M | 5.24% |
| SMALL CAP VALUE FUND | $25.2M | 4.73% |
One Choice 2035 Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| ARLDX | R6 Class | 0.48% | none |
| ARLIX | I Class | 0.63% | none |
| ARYIX | Investor Class | 0.83% | none |
| ARYAX | A Class | 1.08% | 5.75% |
| ARYRX | R Class | 1.33% | none |
| ARLCX | C Class | 1.83% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.