ARWFX Fees and Costs — One Choice 2025 Portfolio, I Class
Data updated: 2025-06-27
The net expense ratio is 0.58% (0.62% before fee waivers). There are no sales loads or redemption fees. Portfolio turnover was 13%.
ARWFX Fees and Expenses
Annual operating expenses and sales charges of ARWFX. Prospectus, as of November 30, 2024.
| Annual operating expenses | |
|---|---|
| Management fee | 0.60% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.62% |
| Fee waiver | −0.04% |
| Net expense ratio | 0.58% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
ARWFX Costs Over Time
On $10,000 invested in ARWFX, assuming 5% a year before costs, total costs come to $366 over 5 years, cutting the return by 0.61% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.58%) | $61 | $191 | $332 |
| Lost growth on money paid in costs | $0 | $9 | $33 |
| Total costs | $61 | $200 | $366 |
| Value after costs | $10,439 | $11,376 | $12,397 |
| Impact on return, per year | 0.61% | 0.61% | 0.61% |
ARWFX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending July 31, 2024.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $691.7M
- Portfolio turnover (prospectus): 13%
- Securities lending: none during the year
ARWFX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| DIVERSIFIED BOND FUND | $118.6M | 21.42% |
| GLOBAL BOND FUND | $111.4M | 20.12% |
| GROWTH FUND | $55.3M | 9.99% |
| SUSTAINABLE EQUITY FUND | $52.7M | 9.52% |
| DISCIPLINED GROWTH FUND | $48.5M | 8.77% |
| INTERNATIONAL BOND FUND | $40.0M | 7.22% |
| FOCUSED LARGE CAP VALUE FUND | $36.3M | 6.56% |
| SHORT DURATION FUND | $34.2M | 6.18% |
| SELECT FUND | $28.5M | 5.14% |
| SHORT DURATION INFLATION PROTECTION FUND | $28.1M | 5.08% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.