ARSRX Fees and Costs — One Choice In Retirement Portfolio, R Class
Data updated: 2026-10-14
The net expense ratio is 1.26% (1.30% before fee waivers). There are no sales loads or redemption fees. Portfolio turnover was 14%.
ARSRX Fees and Expenses
Annual operating expenses and sales charges of ARSRX. Prospectus, as of December 1, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.78% |
| 12b-1 fee | 0.50% |
| Other expenses | 0.00% |
| Gross expense ratio | 1.30% |
| Fee waiver | −0.04% |
| Net expense ratio | 1.26% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
ARSRX Costs Over Time
On $10,000 invested in ARSRX, assuming 5% a year before costs, total costs come to $784 over 5 years, cutting the return by 1.32% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.26%) | $132 | $412 | $712 |
| Lost growth on money paid in costs | $0 | $20 | $72 |
| Total costs | $132 | $432 | $784 |
| Value after costs | $10,368 | $11,144 | $11,979 |
| Impact on return, per year | 1.32% | 1.32% | 1.32% |
ARSRX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending July 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $1.1B
- Portfolio turnover (prospectus): 14%
ARSRX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| DIVERSIFIED BOND FUND | $180.5M | 20.05% |
| Large Cap Equity Fund | $140.6M | 15.62% |
| GLOBAL BOND FUND | $136.2M | 15.13% |
| FOCUSED LARGE CAP VALUE FUND | $94.3M | 10.47% |
| INTERNATIONAL VALUE FUND | $78.3M | 8.70% |
| U.S. GOVERNMENT MONEY MARKET FUND | $73.1M | 8.12% |
| SHORT DURATION FUND | $58.3M | 6.48% |
| SHORT DURATION INFLATION PROTECTION FUND | $50.4M | 5.60% |
| INTERNATIONAL GROWTH FUND | $44.9M | 4.99% |
| GROWTH FUND | $43.5M | 4.83% |
One Choice In Retirement Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| ARDTX | R6 Class | 0.41% | none |
| ATTIX | I Class | 0.56% | none |
| ARTOX | Investor Class | 0.76% | none |
| ARTAX | A Class | 1.01% | 5.75% |
| ARSRX | R Class | 1.26% | none |
| ATTCX | C Class | 1.76% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.