ARLDX Fees and Costs — One Choice 2035 Portfolio, R6 Class
Data updated: 2026-10-14
The net expense ratio is 0.48% (0.55% before fee waivers). There are no sales loads or redemption fees. Portfolio turnover was 10%.
ARLDX Fees and Expenses
Annual operating expenses and sales charges of ARLDX. Prospectus, as of December 1, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.53% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.55% |
| Fee waiver | −0.07% |
| Net expense ratio | 0.48% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
ARLDX Costs Over Time
On $10,000 invested in ARLDX, assuming 5% a year before costs, total costs come to $303 over 5 years, cutting the return by 0.50% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.48%) | $50 | $158 | $276 |
| Lost growth on money paid in costs | $0 | $8 | $28 |
| Total costs | $50 | $166 | $303 |
| Value after costs | $10,450 | $11,410 | $12,459 |
| Impact on return, per year | 0.50% | 0.50% | 0.50% |
ARLDX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending July 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $716.2M
- Portfolio turnover (prospectus): 10%
ARLDX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| DIVERSIFIED BOND FUND | $104.8M | 19.70% |
| Large Cap Equity Fund | $96.4M | 18.12% |
| GLOBAL BOND FUND | $74.8M | 14.06% |
| FOCUSED LARGE CAP VALUE FUND | $67.0M | 12.59% |
| GROWTH FUND | $41.0M | 7.71% |
| INTERNATIONAL VALUE FUND | $32.5M | 6.10% |
| MID CAP VALUE FUND | $32.4M | 6.09% |
| U.S. GOVERNMENT MONEY MARKET FUND | $30.1M | 5.66% |
| INTERNATIONAL GROWTH FUND | $27.9M | 5.24% |
| SMALL CAP VALUE FUND | $25.2M | 4.73% |
One Choice 2035 Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| ARLDX | R6 Class | 0.48% | none |
| ARLIX | I Class | 0.63% | none |
| ARYIX | Investor Class | 0.83% | none |
| ARYAX | A Class | 1.08% | 5.75% |
| ARYRX | R Class | 1.33% | none |
| ARLCX | C Class | 1.83% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.