ARFEX Fees and Costs — One Choice 2050 Portfolio, R6 Class
Data updated: 2026-10-14
The net expense ratio is 0.53% (0.59% before fee waivers). There are no sales loads or redemption fees. Portfolio turnover was 4%.
ARFEX Fees and Expenses
Annual operating expenses and sales charges of ARFEX. Prospectus, as of December 1, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.58% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.59% |
| Fee waiver | −0.06% |
| Net expense ratio | 0.53% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
ARFEX Costs Over Time
On $10,000 invested in ARFEX, assuming 5% a year before costs, total costs come to $335 over 5 years, cutting the return by 0.56% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.53%) | $56 | $174 | $304 |
| Lost growth on money paid in costs | $0 | $9 | $31 |
| Total costs | $56 | $183 | $335 |
| Value after costs | $10,444 | $11,393 | $12,428 |
| Impact on return, per year | 0.56% | 0.56% | 0.56% |
ARFEX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending July 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $486.1M
- Portfolio turnover (prospectus): 4%
ARFEX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| DIVERSIFIED BOND FUND | $67.9M | 17.53% |
| Large Cap Equity Fund | $63.6M | 16.42% |
| FOCUSED LARGE CAP VALUE FUND | $59.4M | 15.36% |
| GROWTH FUND | $39.8M | 10.28% |
| EMERGING MARKETS FUND | $36.1M | 9.31% |
| MID CAP VALUE FUND | $33.7M | 8.70% |
| HERITAGE FUND | $31.6M | 8.15% |
| GLOBAL BOND FUND | $22.4M | 5.79% |
| FOCUSED DYNAMIC GROWTH FUND | $16.7M | 4.31% |
| INTERNATIONAL VALUE FUND | $16.1M | 4.15% |
One Choice 2050 Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| ARFEX | R6 Class | 0.53% | none |
| ARFSX | I Class | 0.68% | none |
| ARFVX | Investor Class | 0.88% | none |
| ARFMX | A Class | 1.13% | 5.75% |
| ARFWX | R Class | 1.38% | none |
| ARFDX | C Class | 1.88% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.