ARDVX Fees and Costs — One Choice 2040 Portfolio, Investor Class
Data updated: 2026-10-14
The net expense ratio is 0.85% (0.87% before fee waivers). There are no sales loads or redemption fees. Portfolio turnover was 12%.
ARDVX Fees and Expenses
Annual operating expenses and sales charges of ARDVX. Prospectus, as of December 1, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.85% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.87% |
| Fee waiver | −0.02% |
| Net expense ratio | 0.85% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
ARDVX Costs Over Time
On $10,000 invested in ARDVX, assuming 5% a year before costs, total costs come to $533 over 5 years, cutting the return by 0.89% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.85%) | $89 | $279 | $484 |
| Lost growth on money paid in costs | $0 | $14 | $49 |
| Total costs | $89 | $293 | $533 |
| Value after costs | $10,411 | $11,284 | $12,230 |
| Impact on return, per year | 0.89% | 0.89% | 0.89% |
ARDVX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending July 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $530.6M
- Portfolio turnover (prospectus): 12%
ARDVX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| DIVERSIFIED BOND FUND | $82.0M | 19.75% |
| Large Cap Equity Fund | $73.6M | 17.73% |
| FOCUSED LARGE CAP VALUE FUND | $60.5M | 14.58% |
| GLOBAL BOND FUND | $41.2M | 9.93% |
| GROWTH FUND | $39.6M | 9.53% |
| MID CAP VALUE FUND | $30.0M | 7.22% |
| EMERGING MARKETS FUND | $24.5M | 5.91% |
| HERITAGE FUND | $22.4M | 5.41% |
| INTERNATIONAL VALUE FUND | $21.2M | 5.11% |
| INTERNATIONAL GROWTH FUND | $20.0M | 4.82% |
One Choice 2040 Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| ARDUX | R6 Class | 0.50% | none |
| ARDSX | I Class | 0.65% | none |
| ARDVX | Investor Class | 0.85% | none |
| ARDMX | A Class | 1.10% | 5.75% |
| ARDRX | R Class | 1.35% | none |
| ARNOX | C Class | 1.85% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.