ARCVX Fees and Costs — One Choice 2030 Portfolio, Investor Class
Data updated: 2026-10-14
The net expense ratio is 0.80% (0.82% before fee waivers). There are no sales loads or redemption fees. Portfolio turnover was 12%.
ARCVX Fees and Expenses
Annual operating expenses and sales charges of ARCVX. Prospectus, as of December 1, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.80% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.82% |
| Fee waiver | −0.02% |
| Net expense ratio | 0.80% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
ARCVX Costs Over Time
On $10,000 invested in ARCVX, assuming 5% a year before costs, total costs come to $502 over 5 years, cutting the return by 0.84% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.80%) | $84 | $263 | $456 |
| Lost growth on money paid in costs | $0 | $13 | $46 |
| Total costs | $84 | $276 | $502 |
| Value after costs | $10,416 | $11,301 | $12,260 |
| Impact on return, per year | 0.84% | 0.84% | 0.84% |
ARCVX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending July 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $618.2M
- Portfolio turnover (prospectus): 12%
ARCVX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| DIVERSIFIED BOND FUND | $107.6M | 22.15% |
| Large Cap Equity Fund | $78.6M | 16.17% |
| GLOBAL BOND FUND | $73.3M | 15.08% |
| FOCUSED LARGE CAP VALUE FUND | $58.2M | 11.98% |
| U.S. GOVERNMENT MONEY MARKET FUND | $33.7M | 6.93% |
| INTERNATIONAL VALUE FUND | $31.9M | 6.57% |
| GROWTH FUND | $31.4M | 6.46% |
| INTERNATIONAL GROWTH FUND | $24.8M | 5.11% |
| MID CAP VALUE FUND | $24.2M | 4.98% |
| SHORT DURATION FUND | $22.2M | 4.56% |
One Choice 2030 Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| ARCUX | R6 Class | 0.45% | none |
| ARCSX | I Class | 0.60% | none |
| ARCVX | Investor Class | 0.80% | none |
| ARCMX | A Class | 1.05% | 5.75% |
| ARCRX | R Class | 1.30% | none |
| ARWOX | C Class | 1.80% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.