ARAKX Fees and Costs — One Choice 2070 Portfolio
Data updated: 2026-10-14
The net expense ratio is 1.89%: a 0.94% management fee plus a 1.00% 12b-1 fee, less a 0.06% fee waiver. This share class carries a deferred sales charge of up to 1.00%.
ARAKX Fees and Expenses
Annual operating expenses and sales charges of ARAKX. Prospectus, as of December 1, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.94% |
| 12b-1 fee | 1.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 1.95% |
| Fee waiver | −0.06% |
| Net expense ratio | 1.89% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 1.00% |
| Redemption fee | — |
ARAKX Costs Over Time
On $10,000 invested in ARAKX, assuming 5% a year before costs, total costs come to $1,161 over 5 years, cutting the return by 1.98% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $103 | $0 | $0 |
| Fund expenses (net expense ratio 1.89%) | $198 | $613 | $1,054 |
| Lost growth on money paid in costs | $0 | $31 | $107 |
| Total costs | $301 | $644 | $1,161 |
| Value after costs | $10,199 | $10,932 | $11,601 |
| Impact on return, per year | 3.01% | 1.98% | 1.98% |
ARAKX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending July 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $6.3M
- Portfolio turnover (prospectus): —
ARAKX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Large Cap Equity Fund | $839K | 17.03% |
| FOCUSED LARGE CAP VALUE FUND | $801K | 16.27% |
| INTERNATIONAL GROWTH FUND | $557K | 11.30% |
| GROWTH FUND | $493K | 10.00% |
| DIVERSIFIED BOND FUND | $486K | 9.86% |
| EMERGING MARKETS FUND | $408K | 8.28% |
| MID CAP VALUE FUND | $382K | 7.76% |
| FOCUSED DYNAMIC GROWTH FUND | $347K | 7.04% |
| HERITAGE FUND | $319K | 6.48% |
| INTERNATIONAL VALUE FUND | $294K | 5.98% |
One Choice 2070 Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| ARARX | C000266186 | 0.54% | none |
| ARAEX | C000266187 | 0.69% | none |
| ARADX | C000266191 | 0.89% | none |
| ARAJX | C000266188 | 1.14% | 5.75% |
| ARAPX | C000266190 | 1.39% | none |
| ARAKX | C000266189 | 1.89% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.