AORSX Fees and Costs — One Choice Portfolio: Conservative, R Class
Data updated: 2026-10-14
The net expense ratio is 1.30%. There are no sales loads or redemption fees. Portfolio turnover was 9%.
AORSX Fees and Expenses
Annual operating expenses and sales charges of AORSX. Prospectus, as of December 1, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.00% |
| 12b-1 fee | 0.50% |
| Other expenses | 0.00% |
| Gross expense ratio | 1.30% |
| Fee waiver | — |
| Net expense ratio | 1.30% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
AORSX Costs Over Time
On $10,000 invested in AORSX, assuming 5% a year before costs, total costs come to $808 over 5 years, cutting the return by 1.36% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.30%) | $136 | $425 | $734 |
| Lost growth on money paid in costs | $0 | $21 | $74 |
| Total costs | $136 | $446 | $808 |
| Value after costs | $10,364 | $11,131 | $11,955 |
| Impact on return, per year | 1.36% | 1.36% | 1.36% |
AORSX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending July 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $334.2M
- Portfolio turnover (prospectus): 9%
AORSX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| GROWTH FUND | $40.8M | 14.88% |
| GLOBAL BOND FUND | $39.4M | 14.37% |
| Large Cap Equity Fund | $38.9M | 14.19% |
| DIVERSIFIED BOND FUND | $27.8M | 10.15% |
| FOCUSED LARGE CAP VALUE FUND | $27.7M | 10.10% |
| INTERNATIONAL VALUE FUND | $26.6M | 9.68% |
| MID CAP VALUE FUND | $22.8M | 8.31% |
| U.S. GOVERNMENT MONEY MARKET FUND | $19.6M | 7.14% |
| INTERNATIONAL GROWTH FUND | $17.1M | 6.25% |
| HERITAGE FUND | $13.5M | 4.92% |
One Choice Portfolio: Conservative Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| AOCIX | Investor Class | 0.80% | — |
| AORSX | R Class | 1.30% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.