AORHX Fees and Costs — One Choice Portfolio: Very Conservative, R Class
Data updated: 2026-10-14
The net expense ratio is 1.21%. There are no sales loads or redemption fees. Portfolio turnover was 9%.
AORHX Fees and Expenses
Annual operating expenses and sales charges of AORHX. Prospectus, as of December 1, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.00% |
| 12b-1 fee | 0.50% |
| Other expenses | 0.00% |
| Gross expense ratio | 1.21% |
| Fee waiver | — |
| Net expense ratio | 1.21% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
AORHX Costs Over Time
On $10,000 invested in AORHX, assuming 5% a year before costs, total costs come to $754 over 5 years, cutting the return by 1.27% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.21%) | $127 | $396 | $684 |
| Lost growth on money paid in costs | $0 | $20 | $69 |
| Total costs | $127 | $415 | $754 |
| Value after costs | $10,373 | $11,161 | $12,009 |
| Impact on return, per year | 1.27% | 1.27% | 1.27% |
AORHX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending July 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $157.9M
- Portfolio turnover (prospectus): 9%
AORHX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| DIVERSIFIED BOND FUND | $20.0M | 16.70% |
| INFLATION-ADJUSTED BOND FUND | $15.8M | 13.20% |
| FOCUSED LARGE CAP VALUE FUND | $13.5M | 11.31% |
| Large Cap Equity Fund | $11.9M | 9.94% |
| GLOBAL BOND FUND | $11.0M | 9.19% |
| U.S. GOVERNMENT MONEY MARKET FUND | $10.2M | 8.53% |
| SHORT DURATION FUND | $10.2M | 8.50% |
| SHORT DURATION INFLATION PROTECTION FUND | $9.6M | 8.04% |
| GROWTH FUND | $9.1M | 7.60% |
| INTERNATIONAL VALUE FUND | $8.3M | 6.98% |
One Choice Portfolio: Very Conservative Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| AONIX | Investor Class | 0.71% | — |
| AORHX | R Class | 1.21% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.