AOOIX Fees and Costs — One Choice 2045 Portfolio, I Class
Data updated: 2026-10-14
The net expense ratio is 0.67% (0.70% before fee waivers). There are no sales loads or redemption fees. Portfolio turnover was 11%.
AOOIX Fees and Expenses
Annual operating expenses and sales charges of AOOIX. Prospectus, as of December 1, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.69% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.70% |
| Fee waiver | −0.03% |
| Net expense ratio | 0.67% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
AOOIX Costs Over Time
On $10,000 invested in AOOIX, assuming 5% a year before costs, total costs come to $422 over 5 years, cutting the return by 0.70% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.67%) | $70 | $220 | $383 |
| Lost growth on money paid in costs | $0 | $11 | $39 |
| Total costs | $70 | $231 | $422 |
| Value after costs | $10,430 | $11,345 | $12,341 |
| Impact on return, per year | 0.70% | 0.70% | 0.70% |
AOOIX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending July 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $541.3M
- Portfolio turnover (prospectus): 11%
AOOIX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| DIVERSIFIED BOND FUND | $76.6M | 18.14% |
| Large Cap Equity Fund | $73.2M | 17.35% |
| FOCUSED LARGE CAP VALUE FUND | $59.2M | 14.02% |
| EMERGING MARKETS FUND | $41.6M | 9.86% |
| GROWTH FUND | $41.3M | 9.79% |
| MID CAP VALUE FUND | $36.4M | 8.63% |
| HERITAGE FUND | $28.9M | 6.85% |
| GLOBAL BOND FUND | $27.5M | 6.51% |
| INTERNATIONAL GROWTH FUND | $18.8M | 4.46% |
| INTERNATIONAL VALUE FUND | $18.5M | 4.38% |
One Choice 2045 Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| ARDOX | R6 Class | 0.52% | none |
| AOOIX | I Class | 0.67% | none |
| AROIX | Investor Class | 0.87% | none |
| AROAX | A Class | 1.12% | 5.75% |
| ARORX | R Class | 1.37% | none |
| AROCX | C Class | 1.87% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.