AIAGX Fees and Costs — abrdn Real Estate Fund, Institutional Class
Data updated: 2026-09-29
The net expense ratio is 1.24%: a 0.80% management fee, a 0.25% 12b-1 fee plus 0.59% other expenses, less a 0.40% fee waiver. This share class carries a maximum front-end sales load of 5.75% and a deferred sales charge of up to 1.00%. In fiscal 2025 the fund paid $17K in broker commissions, 0.0453% of average net assets, and portfolio turnover was 41%.
AIAGX Fees and Expenses
Annual operating expenses and sales charges of AIAGX. Prospectus, as of October 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.80% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.59% |
| Gross expense ratio | 1.64% |
| Fee waiver | −0.40% |
| Net expense ratio | 1.24% |
| Sales charges | |
|---|---|
| Max front load | 5.75% |
| Max deferred load | 1.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
AIAGX Costs Over Time
On $10,000 invested in AIAGX, assuming 5% a year before costs, total costs come to $1,487 over 5 years, cutting the return by 2.57% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $673 | $575 | $575 |
| Fund expenses (net expense ratio 1.24%) | $123 | $382 | $660 |
| Trading costs (broker commissions) | $4 | $14 | $24 |
| Lost growth on money paid in costs | $29 | $110 | $228 |
| Total costs | $829 | $1,081 | $1,487 |
| Value after costs | $9,671 | $10,495 | $11,276 |
| Impact on return, per year | 8.29% | 3.38% | 2.57% |
AIAGX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0453%
- Total broker commissions: $17K
- Bought from dealers (principal trades, not a cost): $11.9M
- Portfolio turnover (prospectus): 41%
- Securities lending: none during the year
AIAGX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Mizuho Securities USA LLC | $3K | 20.17% |
| BNY Capital Markets, LLC | $2K | 15.10% |
| Citigroup Global Markets Inc. | $1K | 11.18% |
| BofA Securities, Inc. | $1K | 10.35% |
| Scotia Capital (USA) Inc. | $1K | 9.21% |
| Fidelity Brokerage Services LLC | $1K | 8.27% |
| Robert W. Baird & Co. Incorporated | $936 | 7.22% |
| RBC Capital Markets, LLC | $874 | 6.74% |
| National Financial Services LLC | $811 | 6.26% |
| Raymond James & Associates, Inc. | $715 | 5.52% |
AIAGX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $11.6M | 98.03% |
| J.P. Morgan Securities LLC | $174K | 1.46% |
| BofA Securities, Inc. | $60K | 0.51% |
abrdn Real Estate Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| AIGYX | Class A | 0.99% | none |
| AIAGX | Institutional Class | 1.24% | 5.75% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.