AAAGX Fees and Costs — Thrivent Large Cap Growth Fund, Class A
Data updated: 2026-09-29
The net expense ratio is 0.99%: a 0.63% management fee, a 0.25% 12b-1 fee plus 0.11% other expenses. This share class carries a maximum front-end sales load of 4.50%. In fiscal 2025 the fund paid $475K in broker commissions, 0.0133% of average net assets, and portfolio turnover was 46%.
AAAGX Fees and Expenses
Annual operating expenses and sales charges of AAAGX. Prospectus, as of October 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.63% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.11% |
| Gross expense ratio | 0.99% |
| Fee waiver | — |
| Net expense ratio | 0.99% |
| Sales charges | |
|---|---|
| Max front load | 4.50% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | Yes |
AAAGX Costs Over Time
On $10,000 invested in AAAGX, assuming 5% a year before costs, total costs come to $1,174 over 5 years, cutting the return by 2.01% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $450 | $450 | $450 |
| Fund expenses (net expense ratio 0.99%) | $99 | $310 | $537 |
| Trading costs (broker commissions) | $1 | $4 | $7 |
| Lost growth on money paid in costs | $22 | $86 | $179 |
| Total costs | $573 | $850 | $1,174 |
| Value after costs | $9,927 | $10,726 | $11,589 |
| Impact on return, per year | 5.73% | 2.64% | 2.01% |
AAAGX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0133%
- Total broker commissions: $475K
- Bought from dealers (principal trades, not a cost): $1.0B
- Portfolio turnover (prospectus): 46%
- Securities on loan, average value: $0
- Net income from securities lending: $365 (0.000% of average net assets)
AAAGX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| BOFA SECURITIES, INC. | $70K | 18.51% |
| JEFFERIES LLC | $53K | 13.98% |
| PIPER SANDLER & CO. | $45K | 11.84% |
| BMO CAPITAL MARKETS CORP. | $44K | 11.70% |
| RAYMOND JAMES & ASSOCIATES, INC. | $36K | 9.43% |
| ROBERT W. BAIRD & CO. INCORPORATED | $30K | 8.01% |
| EVERCORE GROUP L.L.C. | $29K | 7.64% |
| ELEVATION, LLC | $26K | 6.86% |
| STUART FRANKEL & CO., INCORPORATED | $25K | 6.70% |
| MORGAN STANLEY & CO. LLC | $20K | 5.34% |
AAAGX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| STATE STREET GLOBAL MARKETS, LLC | $927.2M | 88.40% |
| BARCLAYS CAPITAL INC. | $25.9M | 2.47% |
| CITIGROUP GLOBAL MARKETS INC. | $20.9M | 1.99% |
| MORGAN STANLEY & CO. LLC | $20.0M | 1.91% |
| WELLS FARGO SECURITIES, LLC | $20.0M | 1.90% |
| ACADEMY SECURITIES, INC. | $10.0M | 0.95% |
| CASTLEOAK SECURITIES, LP | $10.0M | 0.95% |
| DEUTSCHE BANK SECURITIES INC. | $9.9M | 0.95% |
| BMO CAPITAL MARKETS CORP. | $5.0M | 0.48% |
Thrivent Large Cap Growth Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| THLCX | Class S | 0.74% | none |
| AAAGX | Class A | 0.99% | 4.50% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.